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Whether you are looking for dog groomer insurance or cat groomer insurance, E&L® have the right insurance for you.

E&L® offers comprehensive, low cost dog and cat groomer insurance with a range of competitively priced plans, with excellent levels of cover for groomers and the related grooming equipment.

  • Personal Accident available, up to £12,500

We can increase grooming equipment cover on Deluxe policies for an additional premium

  • Yearly - up to £2000
  • Monthly - up to £3000

Grooming is a serious business and accepting a customer's dog or cat into your care means that you are accepting responsibility for their care. By taking out groomer insurance, you are protecting yourself and your business financially, should you be caught unawares.

Check our Groomers FAQs

Groomer Policy Information

Maximum benefits before excess STANDARD DELUXE
  MonthlyYearly MonthlyYearly
Vet's fees £300£200 £400£350
Death £300£200 £400£350
Custodial liability £1000£750 £1500£1250
Theft or straying £200£150 £400£350
Advertising and reward £150£100 £250£200
Grooming equipment £500£250 £1500£1000
Public liability £1.5million£1.25million £2million£1.75million
Personal accident - If you (policy holder only) are injured while grooming (see below for benefits.)
Death n/an/a £12,500£10,000
Total permanent disablement n/an/a £12,500£10,000
Temporary disablement - £50 per week up to max n/an/a £2,500£2,000
Total and irrecoverable loss of sight in one or both eyes n/an/a £12,500£10,000
Physical severance or complete and irrecoverable loss ofuse of two or more limbs at or above the elbow/knee n/an/a £12,500£10,000
Physical severance or complete and irrecoverable loss ofuse of both hands or feet n/an/a £12,500£10,000
Physical severance or complete and irrecoverable loss ofuse of one limb at or above the elbow/knee n/an/a £6,500£5,000
Physical severance or complete and irrecoverable loss ofuse of one hand or foot n/an/a £6,500£5,000
Loss of two or more fingers or thumbs n/an/a £4,000£3,000
Loss of one finger or thumb n/an/a £1,500£1,000
Replacement staff n/an/a £500£350

Excess

Excess is set at £49 for all sections except Public Liability where it is £250.

Policy Enhancements - all FREE for the first year

1. Legal helpline and Legal fees

Legal helpline: All our customers can benefit from telephone advice from our Company Solicitor up to the value of £5000 on any domestic legal problem. This service is available Monday to Friday 9am to 5pm (exc. Bank Holidays).
Legal fees: If you are prosecuted in relation to your insured [bird, horse, caravan etc.], we will provide £5,000 per year (excluding fines) in settlement of your defence costs in accordance with our Policy Enhancement guidelines (see link below).

2. Premium waiver & payout for Death or Permanent Disablement

Premium waiver: Should you become unemployed, unable to work or hospitalised due to an accident, become disabled or die following an accident we will pay a lump sum to help cover your premiums in line with our Policy Enhancement guidelines (see link below).
In the event that the policyholder dies we will pay a lump sum to family members in accordance with our Policy Enhancement guidelines (see link below).

There are currently no online discounts available

To be eligible for E&L® Groomer Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years

Policy Summary

The policy summary gives an overview of the benefits our Groomer insurance provides

Groomer Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our Groomer insurance terms and conditions.

Groomer Insurance Policy Wording

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Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.