Bird Policy Information
| Small Birds | Exotic Birds & Birds of Prey | |||
|---|---|---|---|---|
| Monthly1 | Yearly | Monthly1 | Yearly | |
|
Vet's Fees
As a result of accident, illness or disease including illness or injury whilst in transit or being exhibited. No cover for disease/illness displaying clinical signs within 14 days of policy inception. (No disease/illness cover for birds aged 10 years or more unless an additional premium has been paid). |
£1,500 | £1,000 | £3,500 | £3,000 |
|
Death by Accident
As a result of accidental external injury. Including death whilst in transit, at home or whilst being shown or exhibited. |
100% | 100% | 100% | 100% |
|
Death by Illness or Disease
As a result of illness or disease. No cover for disease/illness displaying clinical signs within 14 days of policy inception. |
100% | 100% | 100% | 100% |
|
Theft of Bird
Cover is provided in the home. |
100% | 100% | 100% | 100% |
|
Aviaries, Birdrooms and Equipment
Loss as a result of theft, storm, flood, lightning, explosion, riot, earthquake, civil commotion, malicious persons, vandals or falling trees. NB: no cover in respect of storm and high winds if structure is wooden. |
100% | 100% | 100% | 100% |
|
Personal Accident
Accident bodily injury resulting in one of the following: a) death b) loss of total sight c) loss of two or more limbs d) deafness in both ears e) permanent total disablement. |
– | – | £12,500 | £10,000 |
|
Public Liability
Your legal liability to a third party, the damages and costs arising from your ownership of the insured birds. This benefit applies to birds of prey only. |
– | – | £1.25m | £1m |
| Policy Extensions | ||||
|
None Return
This benefit is available for birds of prey only. We will pay if you are flying the bird and it does not return. |
– | – | 50% | 50% |
Security Requirements
Any insured bird must be kept in a securely locked building or closed aviary that has five lever security locks on all doors/entrances and any windows must be securely fastened.
Excess
The excess is the amount you pay towards a claim. For birds of prey/exotic birds it is £45 for Vet's Fees, £85 for Theft and Death and £160 for Public Liability claims. For small birds it is £45 on all sections.
1. Lunar monthly policy (more information)