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Bird Policy Information

  Small Birds Exotic Birds & Birds of Prey
  Monthly1 Yearly Monthly1 Yearly
Vet's Fees

As a result of accident, illness or disease including illness or injury whilst in transit or being exhibited. No cover for disease/illness displaying clinical signs within 14 days of policy inception. (No disease/illness cover for birds aged 10 years or more unless an additional premium has been paid).

£1,500 £1,000 £3,500 £3,000
Death by Accident

As a result of accidental external injury. Including death whilst in transit, at home or whilst being shown or exhibited.

100% 100% 100% 100%
Death by Illness or Disease

As a result of illness or disease. No cover for disease/illness displaying clinical signs within 14 days of policy inception.

100% 100% 100% 100%
Theft of Bird

Cover is provided in the home.

100% 100% 100% 100%
Aviaries, Birdrooms and Equipment

Loss as a result of theft, storm, flood, lightning, explosion, riot, earthquake, civil commotion, malicious persons, vandals or falling trees. NB: no cover in respect of storm and high winds if structure is wooden.

100% 100% 100% 100%
Personal Accident

Accident bodily injury resulting in one of the following: a) death b) loss of total sight c) loss of two or more limbs d) deafness in both ears e) permanent total disablement.

£12,500 £10,000
Public Liability

Your legal liability to a third party, the damages and costs arising from your ownership of the insured birds. This benefit applies to birds of prey only.

£1.25m £1m
Policy Extensions
None Return

This benefit is available for birds of prey only. We will pay if you are flying the bird and it does not return.

50% 50%

Security Requirements

Any insured bird must be kept in a securely locked building or closed aviary that has five lever security locks on all doors/entrances and any windows must be securely fastened.


The excess is the amount you pay towards a claim. For birds of prey/exotic birds it is £45 for Vet's Fees, £85 for Theft and Death and £160 for Public Liability claims. For small birds it is £45 on all sections.

1. Lunar monthly policy (more information)