E&L® bird insurance provides comprehensive cover for birds, so whether you own a small, exotic bird or a bird of prey we have a bird insurance policy that will suit you.
- 10% multi bird discount
- Up to £3,500 vet's fees cover
- Cover for theft, personal accident and public liability also available
- Optional 'non-return' benefit for birds of prey
- Cover for aviaries, bird-rooms and equipment
It is an unfortunate fact that the number of bird thefts is on the increase. More countries have been signing up to the Convention on International Trade, which makes it illegal to remove many birds from the wild, and this has resulted in the most ordinary parrot being worth £500 on the black market. Unfortunately because of this law, criminals are stealing birds to order, causing huge emotional and financial strain and upset.
Bird insurance from E&L® gives you a choice of plans that can include cover for death, theft, personal accident, public liability and comprehensive veterinary fees treatment, plus a lot more.
Bird Policy Information
|Small Birds||Exotic Birds & Birds of Prey|
As a result of accident, illness or disease including illness or injury whilst in transit or being exhibited. No cover for disease/illness displaying clinical signs within 14 days of policy inception. (No disease/illness cover for birds aged 10 years or more unless an additional premium has been paid).
Death by Accident
As a result of accidental external injury. Including death whilst in transit, at home or whilst being shown or exhibited.
Death by Illness or Disease
As a result of illness or disease. No cover for disease/illness displaying clinical signs within 14 days of policy inception.
Theft of Bird
Cover is provided in the home.
Aviaries, Birdrooms and Equipment
Loss as a result of theft, storm, flood, lightning, explosion, riot, earthquake, civil commotion, malicious persons, vandals or falling trees. NB: no cover in respect of storm and high winds if structure is wooden.
Accident bodily injury resulting in one of the following: a) death b) loss of total sight c) loss of two or more limbs d) deafness in both ears e) permanent total disablement.
Your legal liability to a third party, the damages and costs arising from your ownership of the insured birds. This benefit applies to birds of prey only.
This benefit is available for birds of prey only. We will pay if you are flying the bird and it does not return.
Any insured bird must be kept in a securely locked building or closed aviary that has five lever security locks on all doors/entrances and any windows must be securely fastened.
The excess is the amount you pay towards a claim. For birds of prey/exotic birds it is £45 for Vet's Fees, £85 for Theft and Death and £160 for Public Liability claims. For small birds it is £45 on all sections.
1. Lunar monthly policy (more information)
Policy Enhancements - all FREE for the first year
1. Legal helpline and Legal fees
Legal helpline: All our customers can benefit from telephone advice from our Company Solicitor up to the value of £5000 on any domestic legal problem. This service is available Monday to Friday 9am to 5pm (exc. Bank Holidays).
Legal fees: If you are prosecuted in relation to your insured [bird, horse, caravan etc.], we will provide £5,000 per year (excluding fines) in settlement of your defence costs in accordance with our Policy Enhancement guidelines (see link below).
2. Premium waiver & payout for Death or Permanent Disablement
Premium waiver: Should you become unemployed, unable to work or hospitalised due to an accident, become disabled or die following an accident we will pay a lump sum to help cover your premiums in line with our Policy Enhancement guidelines (see link below).
In the event that the policyholder dies we will pay a lump sum to family members in accordance with our Policy Enhancement guidelines (see link below).
The following discounts are available on E&L® Bird Insurance:
- 10% multi bird discount
The total maximum discount per policy is 10%.
To be eligible for E&L® Bird Insurance the following conditions must be met:
- The policyholder is a UK resident aged over 18 years
- The insured bird must be 5 weeks or older and there is no maximum age limit
Please see the Bird Insurance Policy Wording for full eligibility criteria.
The policy summary gives an overview of the benefits our bird insurance provides
The policy wording outlines full details of our bird insurance terms and conditions.
To view the above PDFs Adobe Reader must be installed.
View our Testimonials pages.