Dog Insurance45% off
Cat Insurance45% off
Multi Insurance55% off
Senior Dog Insurance45% off
Senior Cat Insurance45% off
Pet Travel Insurance5% off
Kennel & Cattery Insurance
Cheap pet insurance from E&L provides comprehensive pet health insurance for dogs, cats and birds.
We understand that pets are often considered as family members and as such, we know that you will be looking for comprehensive pet insurance which protects against vet's fees and other eventualities.
The cost of caring for your pets has risen considerably in the past few years, with dogs and cats being the most popular pets within the home. *Intune Pet Insurance estimate we now spend up to £10,000 on a cat and £12,000 on a dog in a lifetime. With pet care insurance cover from E&L® you can rest assured that we will be on hand financially should the need arise. As well as offering comprehensive vet's fees cover for your dog, cat or bird we also provide public liability protection, giving you extra financial stability.
With a choice of plans we believe we have the best pet insurance cover for you. Compare pet insurance benefits easily and quickly online.
Should you have any product specific queries we may be able to answer them online through our pet insurance FAQs section. You might also want to take a look at our pet tips and advice, which contains lots of useful information on a wide range of pet-related topics.
You can get a quote or buy online now. E&L® provide the most comprehensive, cheapest pet insurance for pets and pet related businesses, with a range of competitively priced plans to suit many pet insurance needs.
- Providers of specialist UK pet insurance policies, for over 20 years
- Choice of pet insurance cover suit most needs and financial requirements
- Cheaper pet insurance with up to 45% introductory online premium discount
- 10% multi pet insurance discount for insuring more than one pet
- Essential vets fees cover up to £6,000
- The ability to compare pet insurance plans, get a quote and buy online
Get a quote and buy cheaper pet insurance today.
- Are there any treatments I am unable to claim for?
- Do vet's fees claims have a time limit?
- Do you offer a No Claims Discount if I do not make a claim?
- How are premiums calculated for my pet?
- How will the vet bills be paid if my pet needs treatment?
- I'm thinking about taking out more than one pet policy with E&L, will you give me a discount?
- If my pet has a condition which needs ongoing treatment, do I need to wait until the treatment has finished before I can make my claim?
- My pet has suffered medical problems in the past are you still able to offer me cover?
- What amount will I have to pay as an excess?
- What should I do if my pet is referred on to a specialist?
- Will all my vet's bills be covered?
- Will I be able to claim for problems my pet has suffered in the past?
- Will my vet's fees be covered if my pet is staying with someone else?
Are there any treatments I am unable to claim for?
We will not pay for preventative, cosmetic and routine treatments as well as claims for any behavioural problems.Back to top
Do vet's fees claims have a time limit?
Claims for vet's fees can be made for up to 365 days from the first day the pet displays clinical signs of any condition, up to maximum recoverable under the veterinary fees section of your policy. If you need to make a claim you must contact our claims department as soon as possible and any claim form(s) must be returned to us at most within 90 days of the incident occurring or your renewal if sooner.Back to top
Do you offer a No Claims Discount if I do not make a claim?
Unfortunately this is not something that we can currently offer our policyholders.Back to top
How are premiums calculated for my pet?
We calculate your premiums based on the breed and age of your pet, along with the area in which you live and the policy type and cover levels you have chosen.Back to top
How will the vet bills be paid if my pet needs treatment?
In most instances payment will be made directly to you. However, please notify us when submitting a claim if you would like us to pay your veterinary practice.Back to top
I'm thinking about taking out more than one pet policy with E&L, will you give me a discount?
Yes, we will give 25% discount for your first pet and a 10% discount on every subsequent policy you take out with us. Total maximum discount is 35%.Back to top
If my pet has a condition which needs ongoing treatment, do I need to wait until the treatment has finished before I can make my claim?
No, details should be submitted regarding the claim as soon as the pet receives treatment and within 90 days of the onset of the condition. If your pet continues to require ongoing treatment, please keep us updated with regards to their progress and any further veterinary costs incurred with a written note every 90 days.Back to top
My pet has suffered medical problems in the past are you still able to offer me cover?
Until we know the exact details of the illness/condition we cannot answer this question. We may be able to offer cover with an endorsement excluding all claims arising from or in association with the pre-existing condition(s).Back to top
What amount will I have to pay as an excess?
The excess amount differs depending on a variety of factors such as the age of your pet, your home address, the policy you have chosen and the type of claim. Full details can be found in your policy schedule.Back to top
What should I do if my pet is referred on to a specialist?
Should your pet require further treatment from a specialist please contact our claims department so we can advise you of the action that needs to be taken.Back to top
Will all my vet's bills be covered?
We provide cover for veterinary fees for unexpected accidents/illnesses provided you have complied with the terms and conditions of the policy. We do not cover routine visits to the vet for routine/preventative treatments such as vaccinations, worming treatment and breeding. The total vet's fees paid out will be determined by your chosen policy. Please note a policy excess for which you are responsible applies to all sections of cover unless otherwise stated in your policy schedule.Back to top
Will I be able to claim for problems my pet has suffered in the past?
Pre-existing conditions and conditions diagnosed within the first 14 days of the policy inception are not covered.Back to top
Will my vet's fees be covered if my pet is staying with someone else?
Yes, as long as you have told us about this in advance and we have agreed to continue cover while your pet is being looked after.Back to top
Pet Tips and Advice
Boarding or Pet Sitters?
Are you looking for cheap pet insurance in the UK?
For anyone who enjoys the companionship that an animal provides, pet insurance is a very wise investment.
Here at E&L we understand that your furry (or feathery) friends are part of the family and that's why we offer pet insurance in the UK for dogs, cats and birds. Our comprehensive plans can provide financial help with vet's fees, as well as public liability protection.
With pet insurance, you can enjoy peace of mind, knowing that whatever your animal requires, you'll have financial protection to help you pay for treatments, even if it is an emergency visit to the pet hospital.
So why not get a free online quote today? With cover from E&L, you could benefit from up to a 45% introductory discount.
What's included with cheap pet insurance from E&L?
Responsible pet owners know that their animals require not just food, treats and toys, but also regular veterinary care.
In addition, as our faithful friends age, the cost of their medical care can increase. All together, it's estimated that the cost of owning a dog or a cat can be more than ÂŁ10,000 over the course of one pet's life.
At E&L, we offer a range of plans, enabling you to find the right policy for the needs of you and your pet.
There are plenty of options and the choice you make should take into consideration details such as the type of animal that you own, as well as your lifestyle.
E&L's dog insurance, cat insurance and bird insurance are all slightly different, simply because each type of animal has unique healthcare requirements. With a specific plan available for each type of pet, you can rest assured that you're getting the best coverage for your animal, without having to pay for anything you don't need.
Additionally, if your animal is over a certain age, it's possible they will start to need more specialised treatments and that's why we offer senior dog and cat insurance.
If you travel a lot with your companion animal, pet travel insurance could be a useful investment. This can help you with vet's fees if something happens abroad - and if you're thinking about taking your pet out of the country, be sure to check out the government's Pet Travel Scheme, which can help you avoid the hassle and expense of quarantining your pet when you return to the UK.
We can also provide insurance for businesses that offer care or specialist services for pets - such as grooming facilities, kennels and catteries.
Get cheap pet insurance in the UK from E&L
For over 70 years, E&L has been providing insurance for niche areas. During that time, we've helped many happy customers get cheap pet insurance in the UK, as well as financial protection for other things in their lives, with coverage options including caravan insurance, camera insurance and wedding insurance.
We are committed to providing a high level of service, as well as low costs and excellent cover, whatever your requirements.
To find out how we can help you find financial security, contact us today. And be sure to check out the latest pet insurance news - we'll be sure to let you know about the most recent findings in pet health and any new offers that become available.