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Golf Insurance from E&L provides comprehensive golf insurance cover at unbeatable value, with premiums starting from as little as £24 per year. That's just under 6p per day and means you can relax knowing that should anything go wrong you and your golf equipment are protected with cheap golf insurance.

We offer different levels of golf insurance cover and provide plans for juniors as well as senior players. You can compare golf insurance plans and find the cover that’s right for you by looking at our golf policy information section. You will note that there is no excess payable on most sections of cover and golf equipment can be covered up to £6,500. If you need further information on our golf insurance cover please take a look at our Golf FAQs which answer some of the most commonly asked questions we receive.

We realise that golf is one of the most popular sports in the UK and It is estimated there are 1.7 million regular golfers in Great Britain.* 1998 saw a High Court ruling resulting in golfers being potentially 'liable for golf shots that cause injury'. Thankfully E&L's UK golf insurance offers up to £2.5million public liability cover making sure you are covered should you cause damage to third party property or injure an individual with a stray golf ball.

We are also aware that some people wrongly believe that their household contents insurance will cover their golfing equipment. In many instances this is not the case. A large proportion of household insurance policies exclude sports equipment and sports injury cover meaning if anything should happen either on or off the course you would be held financially responsible. For more useful information on golf from course safety to choosing the right golf equipment please see our tips and advice section.

Cheap golf insurance from E&L offers the following benefits:-

  • A choice of golf insurance cover offering up to £6,500 golfing equipment protection
  • Up to 4 years New for old cover
  • Golf Insurance UK, Europe and Worldwide provided as standard
  • Hole in one insurance to help celebrate your achievement
  • No excess on any sections except unattended vehicle theft and public liability claims
  • 20% online premium discount
  • 5% discount for juniors and over 60's
  • 20% discount for spouse/partner and family applications (excluding junior) where all parties live at the same address

Get a cheap golf insurance quote now and see how little you could be paying to ensure your golf equipment is covered.

* The English Golf Union 'Get into Golf'

Golf Policy Information

  Birdie Eagle Albatross
Monthly1 Yearly Monthly1 Yearly Monthly1 Yearly
  £2,000 £1,500 £5,500 £5,000 £6,500 £6,000
Golf Equipment

Cover for theft, accidental loss or damage to golfing equipment whilst at home, at a golfing venue, in direct transit to and from a golfing venue or whilst in an unattended vehicle.

Including 2 years new for old, 60 days worldwide cover and unattended vehicle cover. Including 3 years new for old, 90 days worldwide cover and unattended vehicle cover. Including 4 years new for old, 120 days worldwide cover and unattended vehicle cover.
Public Liability

Legal liability to a third party for the damages and costs arising from playing or practising golf at a recognised golfing venue.

£2m per incident £1.75m per incident £2.25m per incident £2m per incident £2.5m per incident £2.25m per incident
Personal Accident

Accidental bodily injury while playing or practising golf at a recognised venue resulting in one of the following: a) death, b) loss of total sight, c) loss of one or more limbs, d) deafness in both ears, e) permanent total disablement. Benefits are reduced to 25% for golfers under 16 years.

£20,000 £15,000 £22,500 £20,000 £25,000 £22,500
Temporary Disablement

Occuring as a result of an accident whilst playing or practising golf at a golfing venue resulting in temporary disablement preventing you from engaging in gainful business of any kind.

£100 limit per week
£75 limit per week
£250 limit per week
£150 limit per week
£375 limit per week
£300 limit per week
Dental Cover

Injury to teeth sustained whilst playing or practising golf at a golfing venue.

£300 £250 £400 £300 £500 £400
Club Membership Fees

Reimbursement of club membership fees paid or contracted to be paid where you are unable to play or practise golf for more than 49 days as a result of accident or illness.

£1,500 £1,250 £2,000 £1,750 £2,500 £2,250
Accidental Property Damage

Accidental damage to property struck by a golf ball hit by you whilst playing or practising golf at a golfing venue.

£1,500 £1,250 £2,000 £1,750 £2,500 £2,250
Hole in One

We will pay for the customary round of drinks following your hole in one during a recognised club competition.

£150 £100 £300 £200 £500 £300
Equipment Hire

Hiring of replacement equipment following theft, accidental loss of or damage to your golfing equipment.

£250 £200 £350 £300 £450 £400
Entry Fees

Due to you being physically unable to play in a tournament due to unexpected accident or illness.

£250 £200 £350 £300 £450 £400


The excess is the amount you pay towards a claim. There is no excess on any section except Unattended Vehicle Theft and Public Liability claims where it is £60.

1. Lunar monthly policy (more information)

The following discounts are available on E&L® Golf Insurance:

  • 20% discount for purchasing online
  • 5% discount for juniors and over 60's
  • 20% discount for spouse/partner and family applications (Please note that the maximum discount available is 20% per policy)

The total maximum discount per policy is 30%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Golf Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years
  • If you are insuring a junior, a parent or guardian must take out the policy

Please see the Golf Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our golf insurance provides

Golf Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our golf insurance terms and conditions.

Golf Insurance Policy Wording

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Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.