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Hireguard from E&L® provides comprehensive Trailer Hire Insurance protecting your hired trailer on a short or long term basis.

  • 3 levels of cover available depending on the duration of the hire period
  • 100% fire, theft and accidental damage cover
  • Replacement hire available
  • Public Liability up to £1.25m

Whether you are hiring a trailer for one day to attend a horse riding competition or require the use of a trailer for an extended hire period to use during the summer equestrian shows, we have the right policy for you. Insuring your hired trailer is a must if you want to protect yourself and third parties against the unexpected and do not want to lose out financially.

We provide three trailer hire insurance plans for you to choose from, Hireguard 1, 2 and 3. Hireguard 1 provides cover up to 31 days, Hireguard 2 up to 183 days and Hireguard 3 up to 365 days. All three or our trailer hire insurance plans offer the same level of comprehensive trailer hire insurance which includes £1.25m public liability and 100% fire, theft and accidental damage cover.

View our Trailer Hire Insurance FAQs

Trailer Hire Policy Information


We will repair or pay you up to 100% of the cost price, up to the market value or sum insured, whichever is less, of your trailer if it is damaged or destroyed by fire.


For theft caused by forcible and violent entry we will pay you 100% of the cost price, market value or sum insured, whichever is less, of your trailer.

Accidental damage

Where your trailer is accidentally damaged we will either repair it or repay you up to 100% of the cost price, market value or sum insured, whichever is less.

Replacement hire

Replacement trailer will be hired for the duration of the period in which the insured trailer is either missing through theft or out of use due to fire or accidental damage.

£100 limit per week for three weeks
Public Liability

Legal liability to a third party, the damages and costs arising from your use of the insured trailer up to £1.25million. Excludes liability in connection with the trailer being towed or transported.


Security Requirements

Please see our Trailer Hire Security Requirements document.


The excess is the amount you pay towards a claim. It is £59 on all sections except theft claims where the excess is £109 and Public Liability where it is £110.

There are currently no online discounts available

To be eligible for E&L® Trailer Hire Insurance the following conditions must be met:

  1. The policyholder is a UK resident aged over 18 years
  2. You must meet our security requirements
  3. The Hireguard 1 policy can only be set up with at least 12 hours notice prior to the start of the hire period.

Please see the Trailer Hire Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our trailer hire insurance provides

Trailer Hire Insurance Policy Summary

Policy Wording

The policy wording outlines full details of trailer hire insurance terms and conditions.

Trailer Hire Insurance Policy Wording

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Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.