Mature Horse Policy Information
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | |||||
|---|---|---|---|---|---|---|---|---|
| Monthly1 | Yearly | Monthly1 | Yearly | Monthly1 | Yearly | Monthly1 | Yearly | |
|
Death of Horse
Due to external accidental visible injury, including in transit, up to 100% sum insured or market value if less. |
£1,000 | £750 | £1,250 | £1,000 | £1,500 | £1,250 | £2,000 | £1,500 |
|
Theft or Straying
If your horse is not found we can pay sum insured or market value if less. |
£1,000 | £750 | £1,250 | £1,000 | £1,500 | £1,250 | £2,000 | £1,750 |
|
Advertising and Reward
If your horse is stolen you may wish to advertise and offer a reward. |
£200 | £160 | £300 | £240 | £400 | £320 | £500 | £400 |
|
Vet's Fees
Following external accidental visible injury. |
£750 £250 * | £600 £200 * | £2,250 £750 * | £1,500 £500 * | £3,000 £1000 * | £2,250 £750 * | £6,000 £2000 * | £4,500 £1500 * |
|
Saddlery and Tack
Fire, accidental damage or theft following forcible/violent entry to a locked private building, depreciation applies. Single item limit £500. Cover not applicable where 5 or more horses are regularly kept. |
£500 | £400 | £750 | £600 | £1,000 | £800 | £1,250 | £1,000 |
|
Stables Cover
If stable owned by you is destroyed or damaged beyond use by fire, up to £35 per week for hiring a replacement. |
£500 | £400 | £750 | £600 | £1,000 | £800 | £1,250 | £1,000 |
|
Hire of Horse
If your horse is stolen, and not recovered within 28 days, up to £25 per week for hiring a replacement. |
£250 | £200 | £350 | £280 | £500 | £400 | £750 | £600 |
|
Dental Cover
Cost of dental treatment for you after a riding accident. |
£500 | £400 | £1,000 | £800 | £1,250 | £1,000 | £1,500 | £1,200 |
|
Death of Rider
The benefits under this section are reduced to 25% for riders under 16. |
£2,000 | £1,600 | £3,000 | £2,400 | £4,000 | £3,200 | £5,000 | £4,000 |
|
Public Liability
Legal liability to a third party, for the damages and costs arising from your use of the insured horse. |
£1m | £1m | £1.25m | £1.25m | £1.5m | £1.25m | £1.75m | £1.5m |
|
Liability of Use
Legal liability to a third party, for the damages and costs arising from your use of another horse not insured under this policy. |
£1m | – | £1.25m | – | £1.5m | – | £1.75m | – |
* limit per incident
Excess
The excess is the amount you pay towards a claim. It is £159 on all sections except Saddlery and Tack where it is £160 and Public Liability where it is £260.
1. Lunar monthly policy (more information)