Spring Roundup: Health risks and tips for horses
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E&L® Equine Insurance offers a policy specifically designed for mature horses and ponies. This policy is specifically for horses and ponies over 15 years old.
With no upper age limit we are happy to insure your horse or pony even if they are over 15 years old when you take out the horse insurance policy.
We offer four different veteran horse insurance plans for older and mature horses. Each with a comprehensive list of cover with benefits including public liability, vet's fees, tack and personal accident.
Our benefits vary between the different levels of cover. We offer public liability cover up to £1.75m. This is essential as you are now liable for any damage or injury that your horse does to others regardless of whether you are negligent or not.
For many horse owners, vet fees cover is one of the most vital parts of the insurance policy. We offer vet's fees up to £6,000, giving you complete peace of mind. Cover for theft and straying is also offered up to £2,000.
Take a look at our veteran cover and choose which plan would be best for you and your horse or pony.
|Plan 1||Plan 2||Plan 3||Plan 4|
|Death of Horse||£1,000||£750||£1,250||£1,000||£1,500||£1,250||£2,000||£1,500|
|Theft or Straying||£1,000||£750||£1,250||£1,000||£1,500||£1,250||£2,000||£1,750|
|Advertising and Reward||£200||£160||£300||£240||£400||£320||£500||£400|
|Vet's Fees||£750 £250 *||£600 £200 *||£2,250 £750 *||£1,500 £500 *||£3,000 £1000 *||£2,250 £750 *||£6,000 £2000 *||£4,500 £1500 *|
|Saddlery and Tack||£500||£400||£750||£600||£1,000||£800||£1,250||£1,000|
|Hire of Horse||£250||£200||£350||£280||£500||£400||£750||£600|
|Death of Rider||£2,000||£1,600||£3,000||£2,400||£4,000||£3,200||£5,000||£4,000|
|Liability of Use||£1m||–||£1.25m||–||£1.5m||–||£1.75m||–|
* limit per incident
The excess is the amount you pay towards a claim. It is £149 on all sections except Saddlery and Tack where it is £160 and Public Liability where it is £260.
1. Lunar monthly policy (more information)
The following discounts are available on E&L® Mature Horse Insurance:
The total maximum discount per policy is 30%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Mature Horse Insurance the following conditions must be met:
Please see the Mature Horse Insurance Policy Wording for full eligibility criteria.
The policy summary gives an overview of the benefits our mature horse insurance provides
The policy wording outlines details of our mature horse terms and conditions.
To view the above PDFs Adobe Reader must be installed.
Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.
View our Testimonials pages.
Yes, you can claim up to £1500 for dental cover (rider). Dependant on the level of cover selected.
Cover for your mature horse is still comprehensive and protects the horse or pony owner for exactly the same sections as our standard horse policy. However there is no cover for illness or disease in horses over the age of 15.
No, under the mature horse policy E&L will insure any horse from 15 years old, with no maximum age limit.
Yes, you are able to allow friends and family to ride. The person riding must have the express permission from the owner and they must be aged between 5-75 years.
Unfortunately as horses mature, they are more susceptible to injury. Often events can happen when you least expect it. By taking out a mature horse policy, you will be financially covered for loss, theft, public liability claims to name but a few. Taking out mature horse insurance will allow you to enjoy spending time with and riding your horse or pony.