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E&L® Equine Insurance offers horse trailer insurance to cover your trailer or horse-drawn vehicle for either regular or occasional use.

  • Public liability cover up to £1.25million available
  • 30% online discount
  • Higher benefits available for monthly policyholders
  • Providers of equine insurance for over 20 years
  • Offer for monthly policyholders from The Saddlery Shop

There are two levels of cover to choose from: Silver and Gold with fire, theft and accidental damage included as standard.

  • Silver Cover: Offers fire, theft and accidental damage
  • Gold Cover: Offers the above but also includes replacement hire, new for old, public liability and European use

Other benefits available include public liability cover up to £1.25million and new for old cover for trailers up to 2 years old. Take a look at our horse trailer insurance cover today and choose which policy best protects your trailer or horse-drawn vehicle.

Take a look at our Horse Trailer FAQs and the tips and advice sections.

Horse Trailer Policy Information

  Silver Gold
Monthly1 Yearly Monthly1 Yearly
Fire

We will repair or pay you the cost price, up to the market value or sum insured, whichever is less, of your trailer or horse drawn vehicle if it is damaged or destroyed by fire.

100% 100% 100% 100%
Theft

For theft caused by forcible and violent entry we will pay you the cost price, market value or sum insured, whichever is less, of your trailer or horse drawn vehicle.

100% 100% 100% 100%
Accidental Damage

Where your trailer or horse drawn vehicle is accidentally damaged we will either repair it or repay you the cost price, market value or sum insured, whichever is less.

100% 75% 100% 100%
Replacement Hire

Replacement trailer or horse drawn vehicle will be hired for the duration of the period in which the insured trailer or horse drawn vehicle is either missing through theft or out of use due to fire or accidental damage.

Up to 5 weeks
£100 limit per week
Up to 3 weeks
£100 limit per week
New for Old

If the trailer or horse drawn vehicle is totally destroyed, we will reimburse the sum insured or new market value whichever is less.

100% within two years of new 100% within one year of new
Public Liability

Legal liability to a third party, the damages and costs arising from your use of the insured trailer/horse drawn vehicle. Excludes liability in connection with the trailer/horse drawn vehicle being towed or transported.

£1.25m £1m
European Use

Up to 31 days per occasion to total, within a year.

180 Days 150 Days

Security Requirements

Please see our Horse Trailer Security Requirements document.

Excess

The excess is the amount you pay towards a claim. It is £59 for all sections except theft claims where it is £99 and Public Liability where it is £110.

1. Lunar monthly policy (more information)

The following discounts are available on E&L® Horse Trailer Insurance:

  • 30% online discount

The total maximum discount per policy is 30%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Horse Trailer Insurance the following conditions must be met:

Please see the Horse Trailer Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our horse trailer insurance provides

Horse Trailer Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our horse trailer insurance terms and conditions.

Horse Trailer Insurance Policy Wording

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Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.