• No Obligation
  • Save up to 35% online
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  • Our insurance provides cover for the ceremony and reception up to 2 years in advance of the day
  • Eight bands of cover to choose from, with Cancellation and Expenses cover up to £50,000 available
  • Our policies include cover for supplier deposits, wedding attire, photographs, presents, personal accident and public liability plus much more
  • No excess apart from on Marquee and Ceremonial Sword optional extensions
  • Armed forces personnel covered

Planning your wedding should be fun, so why leave anything to chance?

Civil Partnership Insurance from E&L® offers excellent peace of mind and great benefits. The average cost of a wedding is £20,000*. This is a huge sum of money and it makes sense to protect this by taking out E&L® from E&L® up to 2 years before the ceremony. With eight different bands of cover to choose from, we have an option to suit all budgets.

E&L® Civil Partnership Insurance can't guarantee that your special day will run smoothly; however, we are only a telephone call away to help financially should anything go wrong.

* You and Your Wedding Magazine research, June 2008

Check our Civil partnership FAQs and our civil partnership tips and advice pages.

Civil Partnership Policy Information

  Band 1 Band 2 Band 3 Band 4 Band 5 Band 6 Band 7 Band 8
Cancellation and Expenses

For all irrecoverable expenses in respect of catering, accommodation, transport, flowers, photographs or hired attire incurred due to unexpected cancellation or curtailment, including 50% re-arrangement expenses to avoid cancellation.

£3,000 £8,000 £10,000 £15,000 £20,000 £30,000 £35,000 £50,000
Supplier Deposits

We will cover your non-refundable deposits, in the event of financial failure of the suppliers or if the entertainers fail to appear.

£5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £10,000 £10,000
Ceremonial Attire

For loss or damage while in your possession and occurring prior to the ceremony commencement (unless hired max. 48 hours after commencement) or financial failure of your suppliers.

£4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £9,000 £10,000
Photographs

For all expenses incurred in the retaking of the official photographs due to loss or damage of film, faulty materials or non-appearance of the professional photographer.

£3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £8,750 £10,000
Video or DVD

For all expenses incurred in the retaking of the official video/DVD due to loss or damage of film, tape, disc, faulty materials or non-appearance of the video/DVD operator.

£3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £8,750 £10,000
Presents

For loss or damage seven days prior to the ceremony and up to 24 hours after the wedding at your home/parent's home/reception/or in transit between these locations.

£4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £9,000 £10,000
Rings

For loss or damage occurring from the inception of cover up to the beginning of the reception.

£3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £8,750 £10,000
Cake

For loss or damage occurring from the inception of cover up to the beginning of the reception at your home/parent's home/reception/or in transit between these locations.

£3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £8,750 £10,000
Personal Accident

For accidental bodily injury resulting in death or permanent total disablement.

£8,500 £9,500 £10,500 £11,500 £13,500 £15,000 £15,000 £15,000
Ceremonial Cars and Transport

Failure of transport due to breakdown, accident or non-appearance when a contract is in force.

£4,500 £5,500 £6,500 £7,500 £8,500 £9,500 £9,500 £9,500
Professional Counselling

Cover for the cost of GP recommended counselling should your ceremony be permanently cancelled due to either couples death or either party electing not to proceed.

£400 £450 £500 £550 £600 £650 £700 £800
Legal Expenses

Legal costs and expenses incurred by you in defence of a claim for breach of statutory duty arising from the ceremony or reception.

£6,500 £7,000 £7,500 £8,500 £9,000 £9,500 £9,750 £10,000
Public Liability

Legal liability to a third party for the damages and costs arising from an incident at your ceremony, reception or evening function.

£2m £2.25m £2.25m £2.5m £2.75m £3m £3m £3m
Flowers

For loss or damage occurring from the inception of cover up to the beginning of the reception at your home/parent's home/reception/or in transit between these locations.

£3,000 £3,500 £4,000 £6,000 £7,000 £8,000 £8,750 £10,000
Stationery

Cost of replacement due to loss or damage.

£1,000 £1,250 £1,500 £1,750 £2,000 £2,250 £2,250 £2,250
Luggage and Property

Loss or damage on the day of the reception at your home/parent's home/reception/or in transit between these locations.

£750 £1,000 £1,250 £1,500 £1,750 £2,000 £2,000 £2,000
Ceremonial Documents

Loss or damage to documents within seven days before and after the ceremony.

£1,000 £1,250 £1,500 £1,750 £2,000 £2,250 £2,250 £2,250
Policy Extensions
Marquee £35 for cover up to £20,000; £1.50 per £1,000 thereafter up to £50,000
Ceremonial Swords £39 for cover up to £20,000

Excess

The excess is the amount you pay towards a claim. There is no excess on any sections except Public Liability and Marquees where it is £109.

The following discounts are available on E&L® Civil Partnership Insurance:

  • 35% online discount

The total maximum discount per policy is 35%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Civil Partnership Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years
  • The ceremony date must not be more than 2 years or less than 21 days from the date of policy inception

Please see the Civil Partnership Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our civil partnership insurance provides

Civil Partnership Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our civil partnership insurance terms and conditions.

Civil Partnership Insurance Policy Wording

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Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.