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E&L® Camping Equipment Insurance offers comprehensive, low cost insurance to cater for all your needs.

  • Cover available for camping equipment valued up to £10,000
  • Two years new for old included as standard
  • Up to 90 days European Use available with option to take out Worldwide cover
  • Replacement hire, personal accident and public liability also included

Holidays and short breaks are for relaxing, and the last thing you want to worry about whilst away is what you would do if your folding caravan, tent or trailer tent was stolen or damaged.

E&L® offers specialist cover for all your camping equipment, leaving you to enjoy your holiday safe in the knowledge that you have comprehensive camping equipment insurance cover.

Find out more be viewing our Camping Equipment FAQs.

Camping Policy Information

  Monthly1 Yearly

Loss of your insured items whilst in use or stored at your home address as a result of theft, fire, accidental loss or accidental damage.

100% sum insured or market value if less 100% sum insured or market value if less
New for Old

For any loss or damage covered under the Equipment section, excluding mountaineering, potholing or canoeing equipment, if total loss occurs within two years of new.

100% within 2 years 100% within 2 years
Replacement Hire

If insured tent, trailer tent or folding caravan is made unusable for more than 24 hours following a loss which is covered under the Equipment section, cover for the cost of hiring comparable alternative equipment.

£25 limit per night
£25 limit per night
European Use

Cover will normally extend to include Western Europe.

90 days per year 60 days per year
Personal Accident

Accidental bodily injury to you arising from your use of the insured tent/folding caravan and equipment whilst camping for: a) death b) loss of total sight c) loss of one or more limbs d) deafness in both ears e) permanent total disablement.

£15,000 £12,500
Public Liability

Legal liability to a third party for the damages and costs arising from your use of the insured tent/folding caravan and equipment.

£2m £1.5m
Policy Extensions
Worldwide Cover

Cover for up to 60 days per year in addition to the cover provided under the European use section.

Additional £1 per month or £10 per year

Security Requirements

Please see our Camping Equipment Security Requirements document.


The excess is the amount you pay towards a claim. It is £59 for all sections except Public Liability where it is £160.

1. Lunar monthly policy (more information)

There are currently no online discounts available

To be eligible for E&L® Camping Equipment Insurance the following conditions must be met:

  1. The policyholder is a UK resident aged over 18 years
  2. The equipment must not be used as permanent living accommodation is not permitted
  3. The equipment must not be used as accommodation for periods longer than 90 consecutive days is not permitted unless we have agreed in writing
  4. You must meet our security requirements
  5. The policy application for a trailer tent or folding caravan is subject to a flood risk assessment.

Please see the Camping Equipment Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our camping equipment insurance provides

Camping Equipment Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our camping insurance terms and conditions.

Camping Equipment Insurance Policy Wording

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Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.

Why should you get camping insurance?

If you love spending time outside, it's likely that you've invested a lot of money in various pieces of equipment to make your time in the great outdoors more comfortable - from trailers, tents and sleeping bags to portable cooking equipment and lights.

Of course, due to the unpredictability of nature, you never know when you could find yourself needing camping insurance. And whether you spend every weekend camping, or you only enjoy the activity a few times a year, you'll want to make sure that you and your equipment are properly covered.

Here at E&L, we offer comprehensive camping insurance suitable for even the most intrepid of outdoors enthusiasts. Our policies are designed to provide the right cover for your situation, and at an affordable price that will suit any budget.

To find out more about our specialist camping insurance, get a free online quote today. And if you have any questions, please don't hesitate to get in touch. Our friendly and professional advisors will be happy to discuss your requirements.

What to look for when choosing camping insurance

Before you buy camping insurance, you'll want to make sure that the option you choose provides the peace of mind that you're looking for.

Whether you need tent insurance for a small shelter or trailer tent insurance for a larger structure that provides various home comforts, E&L's policies are the perfect choice.

You should also make sure that the policy you choose covers you for every eventuality. Here at E&L, all of our policies include personal accident and public liability, as well as new-for-old replacement on items less than two years old.

If replacement equipment is required, we'll also reimburse you for any rental costs incurred.

And if you are planning a trip outside of the UK, our camping insurance policies provide European cover for up to 90 days per year. You can also extend your plan to include destinations worldwide for a nominal fee.

There are two payment options available with our camping insurance: yearly and monthly. The monthly option is based on the lunar calendar (28 days) and offers a higher level of cover than the annual plan.

Be a happy camper with camping insurance from E&L

With more than 70 years of experience in offering insurance for niche purposes to customers throughout the UK, E&L has gained a reputation for providing high-quality cover with competitive premiums and backed by friendly service.

We also offer caravan insurance, boat insurance and fishing insurance, giving you a complete solution, whatever your outdoor pursuits may entail.

At E&L, we have been providing niche insurance for more than 70 years. Our Fishing policies, as well as our other products, have been designed to meet the needs of our customers. Plus, we are dedicated to providing high quality service and comprehensive cover.

If you'd like to find out more, our camping equipment FAQs may help to answer any questions that you have. And don't forget to keep up with the latest camping news. With our help, you can find out about the newest equipment and trends in outdoors activities - or it might inspire you to take a trip to a new destination.