• No Obligation
  • Save up to 35% online
Get a FREE Quote

Camera Equipment Policy Information

  Monthly1 Yearly
Theft, Damage and Accidental Loss

Including in transit risk.

100% sum insured or market value if less
New for Old

Following total loss due to insured peril, up to sum insured or new market value whichever is less.

100% within 2 years of new 100% within 1 year of new
Hire of Replacement Equipment

Additional hiring expenses incurred as a result of an insured loss.

£1,500 £1,250
Personal Accident

Accidental injury whilst using the insured equipment entirely preventing any occupation as a result of one or more of the following: a) death, b) total and irrecoverable loss of auditive power, sight or limbs or c) permanent total disablement.

£7,500 £5,000
Public Liability

Legal liability to a third party for damages and costs arising out of a claim for death or bodily injury, or loss or damage to property caused by or through your use of the insured items.

£1.25m per incident £1m per incident

Security Requirements

Please see our Camera Equipment Security Requirements document.


The excess is the amount you pay towards a claim. It is 7.5% of the insured loss with a minimum of £160 for all sections except Public Liability where it is £260. For theft from vehicles/certain public areas the excess becomes 12.5% of the insured loss with a minimum of £260 for all sections. The excess is double for overseas claims.

1. Lunar monthly policy (more information)