Civil Partnership Insurance
For UK-based ceremonies and receptions
Civil Partnership Insurance QuoteGoing abroad? Take a look at our
Travel Insurance policy.
- Our insurance provides cover for the ceremony and reception up to 2 years im advance of the day
- Eight bands of cover to choose from, with Cancellation and Expenses cover up to £50,000 available
- Our policies include cover for supplier deposits, wedding attire, photographs, presents, personal accident and public liability plus much more
- No excess apart from on Marquee and Ceremonial Sword optional extensions
- Armed forces personnel covered
- Policyholders receive a 10% discount voucher for the purchase of wedding products from Forever Memories
Planning your wedding should be fun, so why leave anything to chance?
Civil Partnership Insurance from E&L® offers excellent peace of mind and great benefits. The average cost of a wedding is £20,000*. This is a huge sum of money and it makes sense to protect this by taking out E&L® insurance from E&L® up to 2 years before the ceremony. With eight different bands of cover to choose from, we have an option to suit all budgets.
E&L® Civil Partnership Insurance can't guarantee that your special day will run smoothly; however, we are only a telephone call away to help financially should anything go wrong.
* You and Your Wedding Magazine research, June 2008
Check our Civil partnership FAQs and our civil partnership tips and advice pages.
Civil Partnership Policy Information
| Band 1 | Band 2 | Band 3 | Band 4 | Band 5 | Band 6 | Band 7 | Band 8 | |
|---|---|---|---|---|---|---|---|---|
| Cancellation and Expenses | £3,000 | £8,000 | £10,000 | £15,000 | £20,000 | £30,000 | £35,000 | £50,000 |
| Supplier Deposits | £5,000 | £6,000 | £7,000 | £8,000 | £9,000 | £10,000 | £10,000 | £10,000 |
| Ceremonial Attire | £4,000 | £5,000 | £6,000 | £7,000 | £8,000 | £9,000 | £9,000 | £10,000 |
| Photographs | £3,000 | £4,000 | £5,000 | £6,000 | £7,000 | £8,000 | £8,750 | £10,000 |
| Video or DVD | £3,000 | £4,000 | £5,000 | £6,000 | £7,000 | £8,000 | £8,750 | £10,000 |
| Presents | £4,000 | £5,000 | £6,000 | £7,000 | £8,000 | £9,000 | £9,000 | £10,000 |
| Rings | £3,000 | £4,000 | £5,000 | £6,000 | £7,000 | £8,000 | £8,750 | £10,000 |
| Cake | £3,000 | £4,000 | £5,000 | £6,000 | £7,000 | £8,000 | £8,750 | £10,000 |
| Personal Accident | £8,500 | £9,500 | £10,500 | £11,500 | £13,500 | £15,000 | £15,000 | £15,000 |
| Ceremonial Cars and Transport | £4,500 | £5,500 | £6,500 | £7,500 | £8,500 | £9,500 | £9,500 | £9,500 |
| Professional Counselling | £400 | £450 | £500 | £550 | £600 | £650 | £700 | £800 |
| Legal Expenses | £6,500 | £7,000 | £7,500 | £8,500 | £9,000 | £9,500 | £9,750 | £10,000 |
| Public Liability | £2m | £2.25m | £2.25m | £2.5m | £2.75m | £3m | £3m | £3m |
| Flowers | £3,000 | £3,500 | £4,000 | £6,000 | £7,000 | £8,000 | £8,750 | £10,000 |
| Stationery | £1,000 | £1,250 | £1,500 | £1,750 | £2,000 | £2,250 | £2,250 | £2,250 |
| Luggage and Property | £750 | £1,000 | £1,250 | £1,500 | £1,750 | £2,000 | £2,000 | £2,000 |
| Ceremonial Documents | £1,000 | £1,250 | £1,500 | £1,750 | £2,000 | £2,250 | £2,250 | £2,250 |
| Policy Extensions | ||||||||
| Marquee | £35 for cover up to £20,000; £1.50 per £1,000 thereafter up to £50,000 | |||||||
| Ceremonial Swords | £39 for cover up to £20,000 | |||||||
Excess
The excess is the amount you pay towards a claim. There is no excess on any sections except Public Liability and Marquees where it is £99.
The following discounts are available on E&L® Civil Partnership Insurance:
- online discount
The total maximum discount per policy is 35%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Civil Partnership Insurance the following conditions must be met:
- The policyholder is a UK resident aged over 18 years
- The ceremony date must not be more than 2 years or less than 21 days from the date of policy inception
Please see the Civil Partnership Insurance Policy Wording for full eligibility criteria.
Policy Summary
The policy summary gives an overview of the benefits our civil partnership insurance provides
Civil Partnership Insurance Policy Summary
Policy Wording
The policy wording outlines full details of our civil partnership insurance terms and conditions.
Civil Partnership Insurance Policy Wording
To view the above PDFs Adobe Reader must be installed.
Register a Claim
Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.
Civil Partnership Insurance FAQs
If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.
- I currently live outside of the UK and will be travelling back to the UK for my ceremony, can I take out a civil partnership insurance policy with E&L?
- I have already put down a deposit, but not yet taken out insurance. Will it be covered?
- Our ceremony is at a different hotel to the reception, can we be insured under one policy?
- We are having our ceremony in a marquee, is this covered?
- We want a band at the reception, will this be covered by the policy if we have any problems?
- What is the maximum sum insured for civil partnerships?
- I currently live outside of the UK and will be travelling back to the UK for my ceremony, can I take out a civil partnership insurance policy with E&L?
- Unfortunately we can only offer cover to UK residents who have been resident in the UK for four months or more.
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- I have already put down a deposit, but not yet taken out insurance. Will it be covered?
- Any payments made for your wedding venue or reception made before the inception of cover will be excluded from cover.
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- Our ceremony is at a different hotel to the reception, can we be insured under one policy?
- Yes, your policy allows the civil partnership and the reception to be at different venues.
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- We are having our ceremony in a marquee, is this covered?
- Yes, you can add marquee cover onto your policy as an optional extension.
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- We want a band at the reception, will this be covered by the policy if we have any problems?
- Yes, should the band not turn up or go into administration, you will be covered.
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- What is the maximum sum insured for civil partnerships?
- £50,000 is the maximum value to which we can insure civil partnerships.
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Civil Partnership Insurance Tips and Advice
- Civil Partnership Insurance
- More couples are opting to take out civil partnership insurance to cover the big day against things that could possibly go wrong.
- Civil Partnership Reception
- The wedding reception is a chance for you and your guests to celebrate your wedding ceremony
- Civil Partnerships
- The Civil Partnership Act came into force in December 2005 allowing same sex couples to plan for their wedding ceremonies