Student Possessions Policy Information
Legal Liability for Personal Injury to Others
or legal liability for personal injury to others caused by your use of the insured items.
Legal Liability in Respect of Landlord's Property
For loss of or damage to property caused by your use of insured items.
Fraudulent Use of Credit Card
In total for all cards.
|College Property on Loan||£500
Max £250 for books
Max £200 for books
or your personal injury sustained by your use of the insured items.
|Permanent Disablement Due to Theft or Fire||£65,000||£60,000|
|Permanent Disablement Due to Mugging or Assault||£65,000||£60,000|
|Permanent Disablement Due to Motor Vehicle or Public Transport Accident||£20,000||£15,000|
|Other Cause of Permanent Disablement||£20,000||£15,000|
Towards the additional costs or resitting due to an accident causing bodily injury.
|Max sum insured value £2,500 £250 single item limit||Max sum insured value £2,000 £250 single item limit|
Reimbursement of Fees, Rent and College Expenses
Paid in advance and not recoverable for the period you are unable to attend college, in excess of seven days, due to accident.
Accidental Death of Parent
If a parent or guardian on whom you rely to help finance your course dies as a result of an accidental, external injury.
Telephones and Meters
For loss or damage.
Please see our Student Security Requirements document.
The excess is the amount you pay towards a claim. It is £59 for all sections except Public Liability where it is £260. The excess is double for claims under all sections for area codes D and E and Worldwide.
1. Lunar monthly policy (more information)