If your horse is aged 15 years or over, please click here.
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Horse Insurance Policy Rates |
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| Maximum benefit before excess up to | Monthly Policy | Yearly Policy | |
|---|---|---|---|
| Essential | Death of Horse | 100% sum insured or market value if less | 100% sum insured or market value if less |
| Public Liability | £1.25m | £1m | |
| Theft or Straying | 100% sum insured or market value if less | 100% sum insured or market value if less | |
| Personal Accident | £12,500 | £10,000 | |
| Intermediate same benefits as Essential including |
Dental Cover | £1250 | £1000 |
| Stables Cover | £1250 | £1000 | |
| Vet's Fees | £5750 | £5250 | |
| Saddlery and Tack | £1750 | £1500 | |
| Hire of Horse | £1250 | £1000 | |
| Intermediate Value same benefits as Intermediate except Vet's fees cover which changes to: |
Vet's Fees | £2000 per incident or sum insured if less | £1500 per incident or sum insured if less |
| Premier same benefits as Intermediate including | Loss of Use | 100% sum insured or market value if less | 100% sum insured or market value if less |
| Loss of Entry Fees | £625 | £500 | |
| Liability of Use | £1.25m | - |
| Please Note: We provide cover for different types of use. The types of use for which the insured horse would be covered are outlined in the following table. All premiums displayed on this page are for type of use 1; for type of use 2 please add 15% for Essential cover, 40% for Intermediate Value cover, 40% for Intermediate cover, and 30% for Premier cover. | Type of use 1 includes cover for | Type of use 2 includes cover as described for type of use 1, plus |
|---|---|---|
| Hacking, gymkhanas, showing, driving, Pony and Riding Club events, breeding, show jumping, dressage, heavy horses, and foals over 30 days. | Hunting, hunter trials, novice one and three day events, polo, endurance and long distance riding, cross country, horse ball, polo-crosse, vaulting, and Le Trec. |
The following premiums are for type of use 1 only. If you require type of use 2, please add
15% for Essential cover, 40% for Intermediate and Intermediate Value cover, and 30% for Premier cover.
15% for Essential cover, 40% for Intermediate and Intermediate Value cover, and 30% for Premier cover.
| Essential | Intermediate Value | Intermediate | Premier | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Area A | Area B | Area A | Area B | Area A | Area B | Area A | Area B | |||||||||
| Sum Insured | Monthly | Yearly | Monthly | Yearly | Monthly | Yearly | Monthly | Yearly | Monthly | Yearly | Monthly | Yearly | Monthly | Yearly | Monthly | Yearly |
| £500 | £3.50 | £35.00 | £3.90 | £39.00 | £13.00 | £130.00 | £15.00 | £150.00 | £16.00 | £160.00 | £18.00 | £180.00 | £19.00 | £190.00 | £20.00 | £200.00 |
| £600 | £3.60 | £36.00 | £4.10 | £41.00 | £13.20 | £132.00 | £15.20 | £152.00 | £16.40 | £164.00 | £18.40 | £184.00 | £19.80 | £198.00 | £21.00 | £210.00 |
| £700 | £3.70 | £37.00 | £4.20 | £42.00 | £13.40 | £134.00 | £15.40 | £154.00 | £16.80 | £168.00 | £18.80 | £188.00 | £20.60 | £206.00 | £22.00 | £220.00 |
| £800 | £3.80 | £38.00 | £4.40 | £44.00 | £13.60 | £136.00 | £15.60 | £156.00 | £17.20 | £172.00 | £19.20 | £192.00 | £21.40 | £214.00 | £23.00 | £230.00 |
| £900 | £3.90 | £39.00 | £4.60 | £46.00 | £13.80 | £138.00 | £15.80 | £158.00 | £17.60 | £176.00 | £19.60 | £196.00 | £22.20 | £222.00 | £24.00 | £240.00 |
| £1000 | £4.20 | £42.00 | £4.70 | £47.00 | £14.00 | £140.00 | £16.00 | £160.00 | £18.00 | £180.00 | £20.00 | £200.00 | £23.00 | £230.00 | £25.00 | £250.00 |
| £1250 | £4.80 | £48.00 | £5.40 | £54.00 | £14.50 | £145.00 | £16.50 | £165.00 | £18.70 | £187.00 | £20.50 | £205.00 | £24.00 | £240.00 | £26.00 | £260.00 |
| £1500 | £5.40 | £54.00 | £6.10 | £61.00 | £15.00 | £150.00 | £17.00 | £170.00 | £19.40 | £194.00 | £21.00 | £210.00 | £25.00 | £250.00 | £27.00 | £270.00 |
| £1750 | £6.00 | £60.00 | £6.80 | £68.00 | £15.50 | £155.00 | £17.50 | £175.00 | £20.10 | £201.00 | £21.50 | £215.00 | £26.00 | £260.00 | £28.00 | £280.00 |
| £2000 | £6.60 | £66.00 | £7.40 | £74.00 | £16.00 | £160.00 | £18.00 | £180.00 | £21.00 | £210.00 | £22.00 | £220.00 | £27.00 | £270.00 | £29.00 | £290.00 |
| £2500 | £6.80 | £68.00 | £7.80 | £78.00 | £17.00 | £170.00 | £19.00 | £190.00 | £22.00 | £220.00 | £23.00 | £230.00 | £30.50 | £305.00 | £32.50 | £325.00 |
| £3000 | £7.00 | £70.00 | £8.20 | £82.00 | £18.00 | £180.00 | £20.00 | £200.00 | £23.00 | £230.00 | £24.00 | £240.00 | £34.00 | £340.00 | £36.00 | £360.00 |
| £4000 | £8.00 | £80.00 | £8.70 | £87.00 | £21.00 | £210.00 | £22.00 | £220.00 | £27.00 | £270.00 | £28.00 | £280.00 | £40.00 | £400.00 | £42.00 | £420.00 |
| £5000 | £8.70 | £87.00 | £9.20 | £92.00 | £24.00 | £240.00 | £25.00 | £250.00 | £29.00 | £290.00 | £30.00 | £300.00 | £47.00 | £470.00 | £49.00 | £490.00 |
| £6000 | £10.00 | £100.00 | £11.70 | £117.00 | £27.00 | £270.00 | £28.00 | £280.00 | £32.00 | £320.00 | £33.00 | £330.00 | £55.00 | £550.00 | £57.00 | £570.00 |
| £7000 | £11.50 | £115.00 | £13.50 | £135.00 | £29.00 | £290.00 | £30.00 | £300.00 | £35.00 | £350.00 | £36.00 | £360.00 | £59.00 | £590.00 | £61.00 | £610.00 |
| £8000 | £13.00 | £130.00 | £15.00 | £150.00 | £31.00 | £310.00 | £32.00 | £320.00 | £38.00 | £380.00 | £39.00 | £390.00 | £63.00 | £630.00 | £66.00 | £660.00 |
| £9000 | £15.00 | £150.00 | £16.50 | £165.00 | £33.00 | £330.00 | £34.00 | £340.00 | £40.00 | £400.00 | £41.00 | £410.00 | £68.00 | £680.00 | £70.00 | £700.00 |
| £10,000 | £16.80 | £168.00 | £18.50 | £185.00 | £35.00 | £350.00 | £36.00 | £360.00 | £43.00 | £430.00 | £45.00 | £450.00 | £78.00 | £780.00 | £80.00 | £800.00 |
| £11,000 | £18.00 | £180.00 | £20.00 | £200.00 | £37.00 | £370.00 | £39.00 | £390.00 | £45.00 | £450.00 | £47.00 | £470.00 | £80.00 | £800.00 | £83.00 | £830.00 |
| £12,000 | £19.50 | £195.00 | £22.00 | £220.00 | £39.00 | £390.00 | £41.00 | £410.00 | £48.00 | £480.00 | £50.00 | £500.00 | £84.00 | £840.00 | £86.00 | £860.00 |
