Maximum benefit before excess up to Vanguard 1 Vanguard 2 Vanguard 3 Vanguard 4
Monthly Policy Yearly Policy Monthly Policy Yearly Policy Monthly Policy Yearly Policy Monthly Policy Yearly Policy
Fire and Theft 100% 100% 100% 100% 100% 100% 100% 100%
Accidental Damage, Storm and Flood n/a n/a 100% 100% 100% 100% 100% 100%
New for Old 1 year 1 year 2 years 2 years 3 years 3 years 5 years 5 years
European Use 140 Days 120 Days 200 Days 180 Days 240 Days 220 Days 260 Days 240 Days
Personal Accident £10,000 £7500 £15,000 £12,500 £20,000 £17,500 £25,000 £22,500
Hotel Accommodation and Replacement Hire n/a n/a £1000 £800 £1500 £1250 £2000 £1750
Recovery and Delivery Costs n/a n/a £750 £650 £950 £850 £1150 £1050
Driver Cover n/a n/a £500 £400 £700 £600 £900 £800
Public Liability Cover £1.25m £1m £1.5m £1.25m £2m £1.75m £2.25m £2m
Family Cover Free Free Free Free Free Free Free Free
CaSSOA/Storage 5% discount if stored at CaSSOA gold sites
Security Device 10% discount if fitted with an approved tracker. Approved trackers are Phantom Target, Phantom Target Pro-Active, Tracker Horizon and RAC Trackstar Plus.
Driver Over 45 Years 5% discount
Membership of a Caravan Club 5% discount
Total Maximum Discount 20% – comprises online, CaSSOA/storage, security device, driver over 45 years and membership of a caravan club discounts.
The age limit for tourer caravans for the premiums stated below is 20 years; cover is available up to 25 years old on payment of an extra premium of 1% (yearly policy) or 0.1% (lunar monthly policy) of total sum insured. Max sum insured: £20,000.
Sum Insured Vanguard 1 Vanguard 2 Vanguard 3 Vanguard 4
Monthly Policy Yearly Policy Monthly Policy Yearly Policy Monthly Policy Yearly Policy Monthly Policy Yearly Policy
£1000 £3.90 £39.00 £4.20 £42.00 £4.40 £44.00 £4.80 £48.00
£1200 £4.02 £40.20 £4.56 £45.60 £4.78 £47.80 £5.22 £52.20
£1400 £4.14 £41.40 £4.92 £49.20 £5.16 £51.60 £5.64 £56.40
£1600 £4.26 £42.60 £5.28 £52.80 £5.54 £55.40 £6.06 £60.60
£1800 £4.38 £43.80 £5.64 £56.40 £5.92 £59.20 £6.48 £64.80
£2000 £4.50 £45.00 £6.00 £60.00 £6.30 £63.00 £6.90 £69.00
£2200 £4.74 £47.40 £6.16 £61.60 £6.48 £64.80 £7.09 £70.90
£2400 £4.98 £49.80 £6.32 £63.20 £6.66 £66.60 £7.28 £72.80
£2600 £5.22 £52.20 £6.48 £64.80 £6.84 £68.40 £7.47 £74.70
£2800 £5.46 £54.60 £6.64 £66.40 £7.02 £70.20 £7.66 £76.60
£3000 £5.70 £57.00 £6.80 £68.00 £7.20 £72.00 £7.85 £78.50
£3200 £5.94 £59.40 £6.96 £69.60 £7.38 £73.80 £8.04 £80.40
£3400 £6.16 £61.60 £7.12 £71.20 £7.56 £75.60 £8.23 £82.30
£3600 £6.42 £64.20 £7.28 £72.80 £7.74 £77.40 £8.42 £84.20
£3800 £6.66 £66.60 £7.44 £74.40 £7.92 £79.20 £8.61 £86.10
£4000 £6.90 £69.00 £7.60 £76.00 £8.10 £81.00 £8.80 £88.00
£4200 £7.32 £73.20 £7.98 £79.80 £8.48 £84.80 £9.16 £91.60
£4400 £7.74 £77.40 £8.36 £83.60 £8.86 £88.60 £9.52 £95.20
£4600 £8.16 £81.60 £8.74 £87.40 £9.24 £92.40 £9.88 £98.80
£4800 £8.58 £85.80 £9.12 £91.20 £9.62 £96.20 £10.24 £102.40
£5000 £9.00 £90.00 £9.50 £95.00 £10.00 £100.00 £10.60 £106.00
£5500 £9.85 £98.50 £10.40 £104.00 £10.95 £109.50 £11.60 £116.00
£6000 £10.70 £107.00 £11.30 £113.00 £11.90 £119.00 £12.60 £126.00
£6500 £11.55 £115.50 £12.20 £122.00 £12.85 £128.50 £13.65 £136.50
£7000 £12.40 £124.00 £13.10 £131.00 £13.80 £138.00 £14.70 £147.00
£7500 £13.25 £132.50 £14.00 £140.00 £14.75 £147.50 £15.75 £157.50
£8000 £14.10 £141.00 £14.90 £149.00 £15.70 £157.00 £16.80 £168.00
£8500 £15.05 £150.50 £15.90 £159.00 £16.75 £167.50 £17.85 £178.50
£9000 £16.00 £160.00 £16.90 £169.00 £17.80 £178.00 £18.90 £189.00
£9500 £16.95 £169.50 £17.90 £179.00 £18.85 £188.50 £19.95 £199.50
£10,000 £17.90 £179.00 £18.90 £189.00 £19.90 £199.00 £21.00 £210.00
£10,500 £18.78 £187.75 £19.80 £198.00 £20.85 £208.50 £22.08 £220.75
£11,000 £19.65 £196.50 £20.70 £207.00 £21.80 £218.00 £23.15 £231.50
£11,500 £20.53 £205.25 £21.60 £216.00 £22.75 £227.50 £24.23 £242.25
£12,000 £21.40 £214.00 £22.50 £225.00 £23.70 £237.00 £25.30 £253.00
£12,500 £22.28 £222.75 £23.43 £234.25 £24.68 £246.75 £26.35 £263.50
£13,000 £23.15 £231.50 £24.35 £243.50 £25.65 £256.50 £27.40 £274.00
£13,500 £24.03 £240.25 £25.28 £252.75 £26.63 £266.25 £28.45 £284.50
£14,000 £24.90 £249.00 £26.20 £262.00 £27.60 £276.00 £29.50 £295.00
£14,500 £26.07 £260.67 £27.43 £274.33 £28.90 £289.00 £30.90 £309.00
£15,000 £27.23 £272.34 £28.67 £286.67 £30.20 £302.00 £32.30 £323.00
£15,500 £27.82 £278.17 £29.28 £292.83 £30.85 £308.50 £33.00 £330.00
£16,000 £28.40 £284.00 £29.90 £299.00 £31.50 £315.00 £33.70 £337.00
£16,500 £30.40 £304.00 £34.05 £340.50 £35.85 £358.50 £38.33 £383.25
£17,000 £32.40 £324.00 £38.20 £382.00 £40.20 £402.00 £42.95 £429.50
£17,500 £34.40 £344.00 £42.35 £423.50 £44.55 £445.50 £47.58 £475.75
£18,000 £36.40 £364.00 £46.50 £465.00 £48.90 £489.00 £52.20 £522.00
£18,500 £37.53 £375.25 £47.28 £472.75 £49.73 £497.25 £53.08 £530.75
£19,000 £38.65 £386.50 £48.05 £480.50 £50.55 £505.50 £53.95 £539.50
£19,500 £39.78 £397.75 £48.83 £488.25 £51.38 £513.75 £54.83 £548.25
£20,000 £40.90 £409.00 £49.60 £496.00 £52.20 £522.00 £55.70 £557.00