Maximum benefit before excess up to
Band 1 Band 2 Band 3 Band 4 Band 5 Band 6 Band 7 Band 8
Cancellation and Expenses £6000 £10,000 £15,000 £20,000 £30,000 £35,000 £40,000 £50,000
Supplier Deposits £5000 £6000 £7000 £8000 £9000 £10,000 £10,000 £10,000
Wedding Attire £4000 £5000 £6000 £7000 £8000 £9000 £9000 £10,000
Photographs £3000 £4000 £5000 £6000 £7000 £8000 £8750 £10,000
Video or DVD £3000 £4000 £5000 £6000 £7000 £8000 £8750 £10,000
Presents £4000 £5000 £6000 £7000 £8000 £9000 £9000 £10,000
Rings £3000 £4000 £5000 £6000 £7000 £8000 £8750 £10,000
Cake £3000 £4000 £5000 £6000 £7000 £8000 £8750 £10,000
Personal Accident £8500 £9500 £10,500 £11,500 £13,500 £15,000 £15,000 £15,000
Wedding Cars and Transport £4500 £5500 £6500 £7500 £8500 £9500 £9500 £9500
Professional Counselling £400 £450 £500 £550 £600 £650 £700 £800
Legal Expenses £6500 £7000 £7500 £8500 £9000 £9500 £9750 £10,000
Public Liability £2m £2.25m £2.25m £2.5m £2.75m £3m £3m £3m
Wedding Flowers £3000 £3500 £4000 £6000 £7000 £8000 £8750 £10,000
Wedding Stationery £1000 £1250 £1500 £1750 £2000 £2250 £2250 £2250
Luggage and Property £750 £1000 £1250 £1500 £1750 £2000 £2000 £2000
Wedding Documents £1000 £1250 £1500 £1750 £2000 £2250 £2250 £2250
Delayed Travel £3250 £3500 £3750 £4000 £4250 £4500 £4500 £4500
Optional cover (for UK-based weddings only) – Marquees £35 for cover up to £20,000 (additional cover available at £1.50 per £1000 up to £50,000) – Ceremonial Swords £39 for cover up to £20,000
Premiums
(two years cover)		 £26.00 £44.00 £60.00 £75.00 £90.00 £140.00 £200.00 £280.00
One-off payment. Rates quoted above are for both UK and overseas weddings.