Unfortunately time takes its toll on us all and some pet insurance companies don't believe in offering cover for the more mature or senior dog.
Luckily E&L® are happy to offer comprehensive, low cost senior dog insurance with a range of competitively priced premiums and excellent levels of cover for dogs of any age.
E&L® also offer senior dog insurance policies for older dogs so no matter what their age you can be safe in the knowledge that your dog will be covered.
Senior dog insurance policies start from as little as £16.34 per lunar monthly policy and offer 12 month's free membership to The National Pet Register 24hr lost and found service should your dog become lost or stolen.
E&L® have been providers of senior dog insurance for over 20 years. With a 25% premium discount when buying online and a 10% Multi-pet discount for insuring more then one dog we believe we have the right senior dog insurance for you.
Senior Dog Insurance Cover Options
We have three Senior Dog Insurance cover options to choose from:
- Silver senior dog insurance - vet's fees up to £4,000
- Gold senior dog insurance - vet's fees up to £5,000
- Diamond senior dog insurance - vet's fees up to £6,000
View our senior dog FAQ's and Tips and advice sections for help with any questions you may have
Senior Dog Policy Information
The following cover benefits are for dogs and cats aged over 8 years, for pets aged 5 weeks to under 8 years please see our Pet Insurance policy.
| |
Silver |
Gold |
Diamond |
| Monthly1 |
Yearly |
Monthly1 |
Yearly |
Monthly1 |
Yearly |
| Public Liability |
£1.5m |
£1.25m |
£1.75m |
£1.5m |
£2m |
£1.75m |
| Vet's Fees |
£4,000 £1,000 limit per condition |
£3,500 £1,000 limit per condition |
£5,000 |
£4,500 |
£6,000 |
£5,500 |
| Death of Pet |
£750 |
£500 |
£1,000 |
£750 |
£1,500 |
£1,250 |
| Boarding Kennel/Cattery Fees |
£750 |
£500 |
£1,000 |
£750 |
£1,500 |
£1,250 |
| Holiday Cancellation |
£1,000 |
£750 |
£1,500 |
£1,250 |
£2,500 |
£2,000 |
| Advertising and Reward |
£600 |
£450 |
£800 |
£650 |
£1,000 |
£750 |
| Loss by Theft or Straying |
£750 |
£500 |
£1,000 |
£750 |
£1,500 |
£1,250 |
| Accidental Damage |
£500 |
£250 |
£750 |
£500 |
£1,000 |
£750 |
| Burglar Reward |
£500 |
£250 |
£750 |
£500 |
£1,000 |
£750 |
| Transport Costs |
£150 |
£100 |
£200 |
£150 |
£250 |
£200 |
| Personal Accident |
£150 |
£100 |
£200 |
£150 |
£250 |
£200 |
Area Classification
- Area A: All counties other than those in Area B or Area C
- Area B: Berkshire, Essex, Sussex, Hertfordshire, Kent, Middlesex and Surrey
- Area C: London
Excess
The excess is the amount you pay towards a claim. It is from £69 - £99 (dependent on the area of the country and the plan type you have chosen), plus, under Vet's Fees, 35% of the remaining claim except public liability claims where the excess is £250.
1. Lunar monthly policy ()
The following discounts are available on E&L® Senior Dog Insurance:
- 25% online discount
- 10% multi pet discount
The total maximum discount per policy is 35%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Senior Dog Insurance the following conditions must be met:
- The policyholder is a UK resident aged over 18 years
- The Senior Dog must be aged 8 years or over
- E&L must be advised of any pre-existing medical conditions
- Breed must comply with our dangerous breed exclusions
Please see the Senior Dog Insurance Policy Wording for full eligibility criteria.
Register a Claim
Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.
To complete the form please click here
Senior Dog Insurance FAQs
If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.
- If I choose not to vaccinate my senior dog am I able to arrange cover?
Yes, however unvaccinated senior dogs will not be covered if they show signs of: Distemper, Hepatitis, Leptospirosis and Parvovirus. If any illness preventable by routine vaccination occurs, this will be excluded from your policy (unless the vaccine failed).
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