Senior Dog Insurance from E&L

Online Discount

Unfortunately time takes its toll on us all and some pet insurance companies don't believe in offering cover for the more mature or senior dog.

Luckily E&L® are happy to offer comprehensive, low cost senior dog insurance with a range of competitively priced premiums and excellent levels of cover for dogs of any age.

E&L® also offer senior dog insurance policies for older dogs so no matter what their age you can be safe in the knowledge that your dog will be covered.

Senior dog insurance policies start from as little as £16.34 per lunar monthly policy and offer 12 month's free membership to The National Pet Register 24hr lost and found service should your dog become lost or stolen.

E&L® have been providers of senior dog insurance for over 20 years. With a 25% premium discount when buying online and a 10% Multi-pet discount for insuring more then one dog we believe we have the right senior dog insurance for you.

Senior Dog Insurance Cover Options

We have three Senior Dog Insurance cover options to choose from:

  • Silver senior dog insurance - vet's fees up to £4,000
  • Gold senior dog insurance - vet's fees up to £5,000
  • Diamond senior dog insurance - vet's fees up to £6,000

View our senior dog FAQ's and Tips and advice sections for help with any questions you may have

Senior Dog Policy Information

The following cover benefits are for dogs and cats aged over 8 years, for pets aged 5 weeks to under 8 years please see our Pet Insurance policy.

  Silver Gold Diamond
Monthly1 Yearly Monthly1 Yearly Monthly1 Yearly
Public Liability £1.5m £1.25m £1.75m £1.5m £2m £1.75m
Vet's Fees £4,000
£1,000 limit per condition		 £3,500
£1,000 limit per condition		 £5,000 £4,500 £6,000 £5,500
Death of Pet £750 £500 £1,000 £750 £1,500 £1,250
Boarding Kennel/Cattery Fees £750 £500 £1,000 £750 £1,500 £1,250
Holiday Cancellation £1,000 £750 £1,500 £1,250 £2,500 £2,000
Advertising and Reward £600 £450 £800 £650 £1,000 £750
Loss by Theft or Straying £750 £500 £1,000 £750 £1,500 £1,250
Accidental Damage £500 £250 £750 £500 £1,000 £750
Burglar Reward £500 £250 £750 £500 £1,000 £750
Transport Costs £150 £100 £200 £150 £250 £200
Personal Accident £150 £100 £200 £150 £250 £200

Area Classification

  • Area A: All counties other than those in Area B or Area C
  • Area B: Berkshire, Essex, Sussex, Hertfordshire, Kent, Middlesex and Surrey
  • Area C: London

Excess

The excess is the amount you pay towards a claim. It is from £69 - £99 (dependent on the area of the country and the plan type you have chosen), plus, under Vet's Fees, 35% of the remaining claim except public liability claims where the excess is £250.

1. Lunar monthly policy (more information)

The following discounts are available on E&L® Senior Dog Insurance:

  • 25% online discount
  • 10% multi pet discount

The total maximum discount per policy is 35%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Senior Dog Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years
  • The Senior Dog must be aged 8 years or over
  • E&L must be advised of any pre-existing medical conditions
  • Breed must comply with our dangerous breed exclusions

Please see the Senior Dog Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our horse insurance provides

Senior Dog Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our senior dog insurance terms and conditions.

Senior Dog Insurance Policy Wording

To view the above PDFs Adobe Reader must be installed.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.

Senior Dog Insurance FAQs

If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.

  • As my dog gets older and poses less of a risk, do I still need public liability cover?

  • Yes, there is still the chance that an accident can occur - no matter what age your dog is. Public Liability cover simply protects you should the need arise. It is free as part of your policy.

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  • If I choose not to vaccinate my senior dog am I able to arrange cover?

  • Yes, however unvaccinated senior dogs will not be covered if they show signs of: Distemper, Hepatitis, Leptospirosis and Parvovirus. If any illness preventable by routine vaccination occurs, this will be excluded from your policy (unless the vaccine failed).

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  • My senior dog needs dental treatment, is this covered under my policy?

  • If the treatment was relating to a condition and not routine, for cosmetic reasons or any tooth/gum related disease it would be covered by the policy.

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  • Up to what age will you insure my senior dog?

  • We will insure your dog under the senior dog policy from 8 years old - with no maximum age limit.

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  • Which breeds of dog are not covered under the senior dog policy?

  • There are certain dog breeds not covered by the senior dog insurance policy. Please see our list of excluded breeds.

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