Senior Cat Insurance from E&L

Online Discount

Senior Cat Insurance

E&L® are senior cat insurance specialists and provide comprehensive, low cost senior cat insurance with a range of competitively priced plans and excellent levels of cover for your cat.

No matter how old your cat is you can have the reassurance and piece of mind that your cat will be covered with our senior cat insurance policy.

Senior cat insurance policies start from as little as £8.95 per lunar monthly policy and we offer a 25% premium discount when buying online and a 10% Multi-pet discount for insuring more then one cat.

E&L® have been providers of senior cat insurance for over 20 years.

Senior Cat Insurance Cover Options

Three levels of cover to choose from:

  • Silver senior cat insurance - vet's fees up to £4,000
  • Gold senior cat insurance - vet's fees up to £5,000
  • Diamond senior cat insurance - vet's fees up to £6,000

View our Senior cat insurance FAQ's and our Tips and advice

Senior Cat Policy Information

The following cover benefits are for dogs and cats aged over 8 years, for pets aged 5 weeks to under 8 years please see our Pet Insurance policy.

  Silver Gold Diamond
Monthly1 Yearly Monthly1 Yearly Monthly1 Yearly
Vet's Fees £4,000
£1,000 limit per condition
£3,500
£1,000 limit per condition
£5,000 £4,500 £6,000 £5,500
Death of Pet £750 £500 £1,000 £750 £1,500 £1,250
Boarding Kennel/Cattery Fees £750 £500 £1,000 £750 £1,500 £1,250
Holiday Cancellation £1,000 £750 £1,500 £1,250 £2,500 £2,000
Advertising and Reward £600 £450 £800 £650 £1,000 £750
Loss by Theft or Straying £750 £500 £1,000 £750 £1,500 £1,250
Accidental Damage £500 £250 £750 £500 £1,000 £750
Burglar Reward £500 £250 £750 £500 £1,000 £750
Transport Costs £150 £100 £200 £150 £250 £200
Personal Accident £150 £100 £200 £150 £250 £200

Area Classification

  • Area A: All counties other than those in Area B or Area C
  • Area B: Berkshire, Essex, Sussex, Hertfordshire, Kent, Middlesex and Surrey
  • Area C: London

Excess

The excess is the amount you pay towards a claim. It is from £69 - £99 (dependent on the area of the country and the plan type you have chosen), plus, under Vet's Fees, 35% of the remaining claim except public liability claims where the excess is £250.

1. Lunar monthly policy (more information)

The following discounts are available on E&L® Senior Cat Insurance:

  • 25% online discount
  • 10% multi pet discount

The total maximum discount per policy is 35%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Senior Cat Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years
  • The Senior Cat must be aged 8 years or over
  • E&L must be advised of any pre-existing medical conditions

Please see the Senior Cat Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our senior cat insurance provides

Senior Cat Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our senior cat insurance terms and conditions.

Senior Cat Insurance Policy Wording

To view the above PDFs Adobe Reader must be installed.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.

Senior Cat Insurance FAQs

If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.

  • I'm thinking of buying a more senior cat, are there any excluded breeds?
  • No, we currently will insure any breed of cat, regardless of age.

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  • If I choose not to vaccinate my senior cat am I able to arrange cover?
  • Yes, however unvaccinated senior cats will not be covered if they show signs of: Feline Infectious Enteritis, Feline Leukemia and Cat flu. If any illness preventable by routine vaccination occurs, this will be excluded from your policy (unless the vaccine failed).

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  • My senior cat needs dental treatment, is this covered under my policy?
  • If the treatment was relating to a condition and not routine, for cosmetic reasons or any tooth/gum related disease it would be covered by the policy.

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