Senior Cat Insurance
For cats aged 8 years and over
Senior Cat Insurance QuoteFor cats under 8 years old please see our
Cat Insurance policy.
E&L® are cat insurance specialists and provide comprehensive, low cost older cat insurance with a range of competitively priced plans and excellent levels of cover for your cat.
No matter how old your cat is you can have the reassurance and piece of mind that your cat will be covered with our senior cat insurance policy.
Senior cat insurance policies start from as little as £7.44 per lunar monthly policy and we offer a 20% premium discount when buying online and a 10% Multi-pet discount for insuring more then one cat.
E&L® have been providers of senior cat insurance for over 20 years.
Senior Cat Insurance Cover Options
Three levels of cover to choose from:
- Silver senior cat insurance - vet's fees up to £4,000
- Gold senior cat insurance - vet's fees up to £5,000
- Diamond senior cat insurance - vet's fees up to £6,000
View our Senior cat FAQ's and our Tips and advice
Senior Cat Policy Information
The following cover benefits are for dogs and cats aged over 8 years, for pets aged 5 weeks to under 8 years please see our Pet Insurance policy.
| Silver | Gold | Diamond | ||||
|---|---|---|---|---|---|---|
| Monthly1 | Yearly | Monthly1 | Yearly | Monthly1 | Yearly | |
| Vet's Fees | £4,000 £1,000 limit per condition |
£3,500 £1,000 limit per condition |
£5,000 | £4,500 | £6,000 | £5,500 |
| Death of Pet | £750 | £500 | £1,000 | £750 | £1,500 | £1,250 |
| Boarding Kennel/Cattery Fees | £750 | £500 | £1,000 | £750 | £1,500 | £1,250 |
| Holiday Cancellation | £1,000 | £750 | £1,500 | £1,250 | £2,500 | £2,000 |
| Advertising and Reward | £600 | £450 | £800 | £650 | £1,000 | £750 |
| Loss by Theft or Straying | £750 | £500 | £1,000 | £750 | £1,500 | £1,250 |
| Accidental Damage | £500 | £250 | £750 | £500 | £1,000 | £750 |
| Burglar Reward | £500 | £250 | £750 | £500 | £1,000 | £750 |
| Transport Costs | £150 | £100 | £200 | £150 | £250 | £200 |
| Personal Accident | £150 | £100 | £200 | £150 | £250 | £200 |
Area Classification
- Area A: All counties other than those in Area B or Area C
- Area B: Berkshire, Essex, Sussex, Hertfordshire, Kent, Middlesex and Surrey
- Area C: London
Excess
The excess is the amount you pay towards a claim. It is from £55–£159 (dependent on the area of the country and the plan type you have chosen), plus, under Vet's Fees, 35% of the remaining claim except public liability claims where the excess is £250.
- Lunar monthly policy (more information)
The following discounts are available on E&L® Senior Cat Insurance:
- 20% online discount
- 10% multi pet discount
The total maximum discount per policy is 30%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Senior Cat Insurance the following conditions must be met:
- The policyholder is a UK resident aged over 18 years
- The Senior Cat must be aged 8 years or over
- E&L must be advised of any pre-existing medical conditions
Please see the Senior Cat Insurance Policy Wording for full eligibility criteria.
Policy Summary
The policy summary gives an overview of the benefits our senior cat insurance provides
Senior Cat Insurance Policy Summary
Policy Wording
The policy wording outlines full details of our senior cat insurance terms and conditions.
Senior Cat Insurance Policy Wording
To view the above PDFs Adobe Reader must be installed.
Register a Claim
Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.
Senior Cat Insurance FAQs
If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.
- I'm thinking of buying a more senior cat, are there any excluded breeds?
- If I choose not to vaccinate my senior cat am I able to arrange cover?
- My senior cat needs dental treatment, is this covered under my policy?
- I'm thinking of buying a more senior cat, are there any excluded breeds?
- No, we currently will insure any breed of cat, regardless of age.
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- If I choose not to vaccinate my senior cat am I able to arrange cover?
- Yes, however unvaccinated senior cats will not be covered if they show signs of: Feline Infectious Enteritis, Feline Leukemia and Cat flu. If any illness preventable by routine vaccination occurs, this will be excluded from your policy (unless the vaccine failed).
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- My senior cat needs dental treatment, is this covered under my policy?
- Yes, so long as the treatment was undertaken for health requirements and related to a specific condition we will not cover for non routine or cosmetic dental complications on this policy.
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Senior Cat Tips and Advice
- Adopting a Senior Cat
- There is the stigma that taking on a senior cat is not a great idea, as more often than not people believe that the older the cat, the more problems it may have, especially if it has been taken into a rescue centre.
- Do I let my senior cat outdoors?
- If you have or take on a senior cat, you will have to consider whether or not you want them to venture outdoors?
- Feeding your senior cat
- As a cat matures and grows into a senior cat we often find that, like humans, their health and energy slowly decline.
- Senior Cat Health Check
- Cat owners spend so much time with their animals, either grooming, stroking or observing their movements.