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Cat Policy Information

The following cover benefits are for dogs and cats aged under 8 years, for older pets please see our Senior Pet Insurance policy.

  Silver Gold Diamond
Monthly1 Yearly Monthly1 Yearly Monthly1 Yearly
Vet's Fees

Due to accident or illness including hospitalisation, physiotherapy, certain prescription diets, treatment and referral. No cover for disease or illness showing clinical signs within 14 days of policy inception.

£4,000
£1,000 limit per condition
£3,500
£1,000 limit per condition
£5,000 £4,500 £6,000 £5,500
Death of Pet

Due to accident or illness. We can pay up to the price paid or market value whichever is less. No cover for disease or illness showing clinical signs within 14 days of policy inception.

£750 £500 £1,000 £750 £1,500 £1,250
Boarding Kennel/Cattery Fees

If you are in hospital for more than 3 days we can cover the cost of boarding.

£750 £500 £1,000 £750 £1,500 £1,250
Holiday Cancellation

Due to emergency surgery on your pet within 14 days of departure.

£1,000 £750 £1,500 £1,250 £2,500 £2,000
Advertising and Reward

If your pet goes missing, you may want to advertise and give a reward.

£600 £450 £800 £650 £1,000 £750
Loss by Theft or Straying

We pay you up to the price you paid or the market value, whichever is less.

£750 £500 £1,000 £750 £1,500 £1,250
Accidental Damage

Accidental damage to a third party's property.

£500 £250 £750 £500 £1,000 £750
Burglar Reward

If your dog catches an intruder in your home.

£500 £250 £750 £500 £1,000 £750
Transport Costs

If your vet refers you to another practice or veterinary school.

£150 £100 £200 £150 £250 £200
Personal Accident

If you have to take time off work after being bitten by your pet.

£150 £100 £200 £150 £250 £200

Area Classification

  • Area A: All counties other than those in Area B or Area C
  • Area B: Berkshire, Essex, Sussex, Hertfordshire, Kent, Middlesex and Surrey
  • Area C: London

Excess

The excess is the amount you pay towards a claim. It is from £65–£169 (dependent on the area of the country, breed of pet and the plan type you have chosen) except Public Liability claims where the excess is £260. Claims over £1,000 in value are subject to a double excess.

1. Lunar monthly policy (more information)