Musical Equipment Policy Information
| Monthly1 | Yearly | |
|---|---|---|
| Theft, Damage and Accidental Loss | 100% sum insured or market value if less | |
| New for Old | 100% within 2 years of new | 100% within 1 year of new |
| Hire of Replacement Equipment | £4,000 | £3,000 |
| Personal Accident | £10,000 | £7,500 |
| Public Liability | £1.25m per incident | £1m per incident |
Security Requirements
Please see our Musical Equipment Security Requirements document.
Excess
The excess is the amount you pay towards a claim. It is £100 on all sections except Public Liability claims where the excess is £150.
- Lunar monthly policy (more information)







