Musical Equipment Policy Information

Monthly1 Yearly
Theft, Damage and Accidental Loss 100% sum insured or market value if less
New for Old 100% within 2 years of new 100% within 1 year of new
Hire of Replacement Equipment £4,000 £3,000
Personal Accident £10,000 £7,500
Public Liability £1.25m per incident £1m per incident

Security Requirements

Please see our Musical Equipment Security Requirements document.

Excess

The excess is the amount you pay towards a claim. It is £100 on all sections except Public Liability claims where the excess is £150.

  1. Lunar monthly policy (more information)