Cycle Policy Information

Cover Options

  • Leisure Plan – For bicycles used for leisure and road-based time trials.
  • Compete Plan – For bicycles used for racing and competitions.

Benefits

Monthly1 Yearly
Fire, Theft, Accidental Loss or Accidental Damage to Bicycle 100% 100%
New for Old 100% within 3 years 100% within 2 years
Replacement Hire £500 £150 limit per week £500 £100 limit per week
Emergency Recovery £200 £150
Worldwide Use up to 45 days up to 31 days
Personal Accident £12,500 £10,000
Public Liability £1.25m £1m

Area Classification

  • Area A: All counties other than those in Area B or Area C
  • Area B: Berkshire, Essex, Sussex, Hertfordshire, Kent, Middlesex and Surrey
  • Area C: London

Security Requirements

Please see our Cycle Security Requirements document.

Cycle Lock List

Please see our Cycle Lock List document.

Excess

The excess is the amount you pay towards a claim.

  • £59 on cycles valued up to £1,000.
  • £85 on cycles valued between £1,001 and £3,000
  • £100 on cycles valued £3,001 and over. Public Liability excess is £250
  1. Lunar monthly policy (more information)