Camera Equipment Policy Information
| Monthly1 | Yearly | |
|---|---|---|
| Theft, Damage and Accidental Loss | 100% sum insured or market value if less | |
| New for Old | 100% within 2 years of new | 100% within 1 year of new |
| Hire of Replacement Equipment | £1,500 | £1,250 |
| Personal Accident | £7,500 | £5,000 |
| Public Liability | £1.25m per incident | £1m per incident |
Security Requirements
Please see our Camera Equipment Security Requirements document.
Excess
The excess is the amount you pay towards a claim. It is 7.5% of the insured loss with a minimum of £150 for all sections except Public Liability where it is £250. For theft from vehicles/certain public areas the excess becomes 12.5% of the insured loss with a minimum of £250 for all sections. The excess is double for overseas claims.
- Lunar monthly policy (more information)







