Camera Equipment Policy Information

Monthly1 Yearly
Theft, Damage and Accidental Loss 100% sum insured or market value if less
New for Old 100% within 2 years of new 100% within 1 year of new
Hire of Replacement Equipment £1,500 £1,250
Personal Accident £7,500 £5,000
Public Liability £1.25m per incident £1m per incident

Security Requirements

Please see our Camera Equipment Security Requirements document.

Excess

The excess is the amount you pay towards a claim. It is 7.5% of the insured loss with a minimum of £150 for all sections except Public Liability where it is £250. For theft from vehicles/certain public areas the excess becomes 12.5% of the insured loss with a minimum of £250 for all sections. The excess is double for overseas claims.

  1. Lunar monthly policy (more information)