Trailer Hire Insurance FAQs

If the following FAQs don't answer your query please have a look at our General FAQs or our Equine Insurance FAQs sections.

Are there different levels of cover depending upon which Hireguard option you chose?
No. The only difference between the different Hireguard options is the duration of the policies. All levels of cover offer the same benefits. You get 100% fire, theft and accidental cover, £1.25million public liability cover and replacement hire (a maximum £100 per week for three weeks).
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Can I set up a direct debit to pay the insurance?
No. You need to make a one-off payment when taking your policy out.
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Can I take my hire trailer abroad?
No, you are only covered in the UK.
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Do you offer insurance for all trailers?
No, we only offer insurance for horse trailers.
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Is there an age limit on the hire trailer?
Yes, the trailer must be no more than 5 years old
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What are the security requirements?
The insured trailer must be clamped by a proper wheel clamp when not in use unless it is kept in a building that is totally enclosed and secure and is a permanent substantial structure of brick, stone or timber. The building must have doors kept locked by a patent 5-lever lock and windows secured with patent window locks. Trailers must be clamped by a proper wheel clamp when in use but unattended. Full security requirements can be found on the premiums page online.
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What is Trailer Hire Insurance?
Trailer hire insurance covers you either for the short term or long term. We have three different plans available for you to choose from depending on how long you want cover for. Hireguard one provides cover for 31days, Hireguard 2 provides cover for up to 183 days and Hireguard 3 provides cover for up to 365 days.
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