Motorboat and Speedboat Insurance FAQs

If the following FAQs don't answer your query please have a look at our General FAQs or our Boat Insurance FAQs sections.

Are there any restrictions in my policy that I need to be aware of?
The maximum length that the speed boat or motor boat can measure is 30ft. Any vessel measuring over this amount in length cannot be insured. Your speed should not exceed 30 knotts.
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Can I insure my Jet ski?
We regret that we are unable to offer any cover for Jet skis, wet skis, personal watercraft (pw/pw's) or the like.
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Do you provide cover for my trailer and launching trolley?
Yes, we provide cover for your trailer or trolley against fire, theft following forcible entry, or accidental damage when specified in your insurance policy, if normally used for transporting your craft, up to the cost price, market value or the sum insured amount (whichever is less).
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I am thinking of taking a trip out on my motorboat with friends, is there a maximum number of passengers able to travel on the boat?
We have a maximum of 12 people per vessel. If the number of passengers exceeds this amount, we are unable to provide insurance at this time.
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What is the excess on my speed and motorboat policy?
An excess of £100 (Inland waterways) or £150 (coastal waterways or both inland and coastal waterways) is payable for each and every claim expect for total or constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made. Claims for damage to underwater gear occurring in tidal waters will be subject to a double excess.
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