Leisure and Lifestyle Insurance from E&L

Leisure and Lifestyle Insurance FAQs

Frequently Asked Questions

If the following FAQs don't answer your query please have a look at our General FAQs section.

  • Do I need any specific security on my vehicle or where I keep my equipment?
  • Yes, full details are provided within the policy wording.

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  • Do you only cover UK residents?
  • Yes, cover is only available for residents of the United Kingdom, The Channel Islands, Isle of Man or Northern Ireland.

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  • I have previously made a claim, does this affect my cover?
  • If you have made a claim for loss or theft, unfortunately we are unable to offer cover if a claim has been made in the previous two years at the same risk address as to that which you are proposing cover.

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  • Is there an excess on the leisure policies?
  • Yes, there are excesses on certain sections of each scheme. Please view the policy information on each section to get specific information.

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  • What information do you need to start cover?
  • As well as asking you for your full contact details we require details of the risk address (where the equipment is stored) and a list of equipment (if applicable) valued at £50 and over including makes, models and values. We also need the serial numbers for those items over £1,000. We will allow you up to 21 days to provide these serial numbers. Slight variations apply on the required information, dependant on the scheme selected.

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  • What policies are covered under the leisure & lifestyle section?
  • E&L have a number of specialist schemes to suit any hobby or lifestyle activity. Such as; camping, photography, musical equipment, student, golf, fishing, cycle and travel.

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