E&L Insurance

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Golf Insurance from E&L provides comprehensive golf insurance cover at unbeatable value, with premiums starting from as little as £20 per year. That's just under 6p per day and means you can relax knowing that should anything go wrong you and your golf equipment are protected with cheap golf insurance.

We offer different levels of golf insurance cover and provide plans for juniors as well as senior players. You can compare golf insurance plans and find the cover that’s right for you by looking at our golf policy information section. You will note that there is no excess payable on most sections of cover and golf equipment can be covered up to £6,500. If you need further information on our golf insurance cover please take a look at our Golf FAQ's which answer some of the most commonly asked questions we receive.

We realise that golf is one of the most popular sports in the UK and It is estimated there are 1.7 million regular golfers in Great Britain.* 1998 saw a High Court ruling resulting in golfers being potentially 'liable for golf shots that cause injury'. Thankfully E&L's UK golf insurance offers up to £2.5million public liability cover making sure you are covered should you cause damage to third party property or injure an individual with a stray golf ball.

We are also aware that some people wrongly believe that their household contents insurance will cover their golfing equipment. In many instances this is not the case. A large proportion of household insurance policies exclude sports equipment and sports injury cover meaning if anything should happen either on or off the course you would be held financially responsible. For more useful information on golf from course safety to choosing the right golf equipment please see our tips and advice section.

Cheap golf insurance from E&L offers the following benefits:-

  • A choice of golf insurance cover offering up to £6,500 golfing equipment protection
  • Up to 4 years New for old cover
  • Golf Insurance UK, Europe and Worldwide provided as standard
  • Hole in one insurance to help celebrate your achievement
  • No excess on any sections except unattended vehicle theft and public liability claims
  • 20% online premium discount
  • Discounted premiums for juniors and over 60s
  • 20% discount for spouse/partner and family applications (excluding junior) where all parties live at the same address

Get a cheap golf insurance quote now and see how little you could be paying to ensure your golf equipment is covered.

* The English Golf Union 'Get into Golf'

Golf Policy Information

  Birdie Eagle Albatross
Monthly1 Yearly Monthly1 Yearly Monthly1 Yearly
  £2,000 £1,500 £5,500 £5,000 £6,500 £6,000
Golf Equipment Including 2 years new for old, 60 days worldwide cover and unattended vehicle cover. Including 3 years new for old, 90 days worldwide cover and unattended vehicle cover. Including 4 years new for old, 120 days worldwide cover and unattended vehicle cover.
Public Liability £2m per incident £1.75m per incident £2.25m per incident £2m per incident £2.5m per incident £2.25m per incident
Personal Accident £20,000 £15,000 £22,500 £20,000 £25,000 £22,500
Temporary Disablement £400
£100 limit per week		 £300
£75 limit per week		 £1,000
£250 limit per week		 £600
£150 limit per week		 £1,500
£375 limit per week		 £1,200
£300 limit per week
Dental Cover £300 £250 £400 £300 £500 £400
Club Membership Fees £1,500 £1,250 £2,000 £1,750 £2,500 £2,250
Accidental Property Damage £1,500 £1,250 £2,000 £1,750 £2,500 £2,250
Hole in One £150 £100 £300 £200 £500 £300
Equipment Hire £250 £200 £350 £300 £450 £400
Entry Fees £250 £200 £350 £300 £450 £400

Excess

The excess is the amount you pay towards a claim. There is no excess on any section except Unattended Vehicle Theft and Public Liability claims where it is £50.

1. Lunar monthly policy (more information)

The following discounts are available on E&L® Golf Insurance:

  • 20% discount for purchasing online
  • Discounted premiums for Juniors and the Over 60s
  • 20% discount for spouse/partner and family applications (Please note that the maximum discount available is 30% per policy)

The total maximum discount per policy is 30%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Golf Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years
  • If you are insuring a junior, a parent or guardian must take out the policy

Please see the Golf Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our golf insurance provides

Golf Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our golf insurance terms and conditions.

Golf Insurance Policy Wording

To view the above PDFs Adobe Reader must be installed.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.

Golf Insurance FAQs

If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.

  • Are my golf clubs covered if stolen from outside the club house whilst I am having a drink inside?

  • No. All thefts must be as a result of the use of forcible entry into a building or vehicle housing the equipment. Keep an eye on your clubs!

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  • Do I have to be a member of a golf club to take out a policy?

  • No.

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  • Do I need golf insurance?

  • Your household insurance does not always cover your sports equipment such as golf clubs; therefore it is important to have cover in place. Should your clubs get stolen or damaged, insurance will give you the peace of mind to enjoy your game and maybe secure that 'hole in one'.

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  • Do I really need public liability insurance to play golf?

  • 1998 saw a High Court ruling resulting in golfers being potentially liable for shots that cause injury. Whether you're an amateur or pro you could still accidentally cause an accident. Could you afford to be sued should you cause damage to third party property or injure an individual with a stray golf ball?

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  • Do you cover electric golf trolleys?

  • Yes, although the policy doesn’t cover the batteries.

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  • Do you cover the golfing equipment abroad?

  • Our standard Birdie policy includes 60 days worldwide cover as standard, Eagle provides 90 days and Albatross 120 days. This cover allows you to go on your golfing holiday with your clubs without worry.

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  • I drive a hatchback. Is my golf equipment covered in my vehicle?

  • Your golf equipment will be protected from theft from the hatchback whilst left unattended. The clubs must be totally concealed under the parcel shelf or internal cover supplied by the manufacturers, and the vehicle must be fully locked.

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  • Is there anything that you don't cover on the golf insurance policy?

  • We are unable to cover balls, tees and golf buggies.

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  • What information do you need to take out a golf insurance policy?

  • We require a full break down of all golf equipment including makes, models and values. That way, if you ever need to claim the process will be much simpler.

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Golf insurance: par for the course

A day on a golf course can be a wonderful way to spend your time: the fresh air, the smell of the newly cut grass and the opportunity to practice a sport that's both fun and demanding can provide a wonderful escape from the stresses of daily life. It's no wonder golf is one of the UK's most popular sports, with 1.7 million people regularly taking to the tees every year.

Whether you're a casual golfer or a professional, it's likely that you've spent a significant amount of money on equipment - and golfing insurance cover is an ideal way to protect it for theft, loss or accidental damage.

Additionally, further to a High Court ruling in 1998, golfers can be held liable for shots that cause injury, thus meaning that public liability golfing insurance is essential for anyone who partakes in the sport.

Here at E&L, we can't promise to improve your swing but we can help you enjoy the peace of mind that you and your equipment are adequately covered - and at a price that's affordable. To find out more, why not get a free online quote for golfing insurance today? Or contact us to discuss your requirements with one of our friendly team members.

UK Golfing insurance: the options available

Whatever your experience level, you should seek golf insurance that covers not just the equipment you use, but also the health and wellbeing of yourself and those around you.

By choosing one of E&L's golfing insurance policies, you'll have three levels of plan to choose from: Birdie, Eagle and Albatross. While each option offers a different amount of coverage, they all include public liability, temporary disablement and dental cover.

You'll also benefit from club membership reimbursement if you have paid your dues and then are unable to play golf for more than 49 days due to illness or injury.

In addition, if you are lucky enough to get a hole-in-one, E&L's golf insurance will help cover a celebratory round of drinks for you and your golfing companions - giving you the chance to truly enjoy your accomplishment!

You can choose to pay for your golfing insurance on either a yearly or monthly basis. Monthly plans are based on the 28-day lunar calendar and are the preferred option, as they provide a higher level of cover for a lower price and with reduced premiums.

E&L: the ideal choice for golf insurance

At E&L, we have spent more than 70 years providing dependable insurance for niche markets. Over the years, we have helped customers throughout the UK get the cover they need - at an affordable price - and we take pride in offering a high level of service.

As well as our golf insurance, we also offer plans for other purposes - including camping insurance, camera insurance and boat insurance. All of our policies are backed by the Financial Services Authority, so whatever activities you enjoy, you can rest assured that you're financially protected.

If you have any questions about our golfing insurance policies, you might find the information you need on our FAQs page. We've also brought together some useful golf tips and advice - it's a fabulous resource for beginners, as well as those with more experience who simply wish to brush up on their knowledge.

We can even help you keep up to date with the latest golf insurance news - ensuring you know all about the latest tournaments, as well as special offers on golf insurance.