E&L Insurance

Fishing insurance from E&L® not only covers your tackle and equipment from theft or damage but also protects you should you have an accident.

  • Choice of coarse, match or game fishing insurance
  • Choice of UK or worldwide cover
  • Unattended vehicle and two years new for old cover included as standard
  • Night fishing optional extension available
  • Up to £1.25m public liability cover
  • 5% discount for juniors (under 16) and over 65s

Some people wrongly believe their household contents insurance will cover their fishing equipment. In many instances this is not the case. A large proportion of household policies exclude sports equipment insurance and sports injury cover.

E&L® offer schemes for coarse and match and game fishing all providing 100% theft, damage and accidental loss cover. We provide up to £10,000 personal accident cover and up to £1.25 million public liability. We also offer many other benefits including reimbursement of club fees and match fees.

Could you afford to replace your tackle and kit if it was stolen? Take out fishing equipment insurance with E&L® today to protect yourself if the worst should happen.

For more information about our fishing insurance please take a look at our Fishing FAQ's. We also provide helpful advice in our hints and tips section on topics such as buying your first caravan to campsite protocol.

If you want to introduce a friend click here, or read more

Policy Information

  Monthly 1 Yearly
Fishing Equipment 100% sum insured
(including 2 years new for old and unattended vehicle cover)		 100% sum insured
(including 2 years new for old and unattended vehicle cover)
Temporary Disablement £400 £100 limit per week £300 £75 limit per week
Reimbursement of Club Fees £500 £350
Reimbursement of Match Fees £500 £350
Personal Accident £10,000 per incident £7,500 per incident
Public Liability £1.25m per incident £1m per incident
  Policy Extensions
Night Fishing Additional £5 per month or £50 per year Additional £5 per month or £50 per year

Excess

The excess is the amount you pay towards a claim. It is £45 on all sections, except worldwide claims where the excess is £60, unattended vehicle claims where the excess is £99 and public liability where it is £150.

1. Lunar monthly policy (more information)

The following discounts are available on E&L® Fishing Insurance:

  1. 5% discount for juniors and anglers over 65

The total maximum discount per policy is 20%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Fishing Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years

Please see the Fishing Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our fishing insurance provides

Fishing Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our fishing insurance terms and conditions.

Fishing Insurance Policy Wording

To view the above PDFs Adobe Reader must be installed.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.

Fishing Insurance FAQs

If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.

  • Am I covered for sea fishing?

  • Not at present, but it is something we may consider in the future. We currently insure both coarse fishing and match and game fishing.

  • Back to top
  • Am I covered if I lend, loan or hire my equipment to another person?

  • No, the cover is only applicable to you.

  • Back to top
  • Am I covered if I take my fishing equipment abroad?

  • The policy covers any damage, loss or liability in the United Kingdom, Channel Islands and Isle of Man. However we do offer an optional extension for Worldwide cover where insurance is operable up to 60 days in a year (monthly policies) / 30 days (annual policies) whilst You are using the insured items Worldwide.

  • Back to top
  • Do I need any specific security on my vehicle or where I keep my equipment?

  • Yes, full details are provided within our Policy Wording.

  • Back to top
  • Do you cover clothing and camping equipment?

  • We do cover specialist fishing clothing under our standard policy although you are required to specify each item and the corresponding value in order for cover to be operable. We do not cover camping equipment under an angling policy but we do offer a separate policy for this.

  • Back to top
  • How do I insure small items like hooks and floats?

  • These are covered under our tackle box contents cover which is available up to a maximum of £300. You do not need to specify these items individually.

  • Back to top

Fishing Tips and Advice

More Tips

Do you enjoy fishing? Insurance could make it even better!

For many people, fishing is a pleasurable pastime and it doesn't matter if you take part in competitions, or simply enjoy a quiet afternoon near the water - fishing insurance could be a valuable addition to your tackle box.

Whether you take part in coarse fishing, match fishing, game fishing or even catch-and-release, it's likely that you have spent a significant amount of money on the equipment that you use. After all, rods and reels are expensive, not to mention the various baits, lures and flies that you may have acquired over time.

You should also be aware that very few home contents insurance policies cover sports equipment such as fishing gear, or injuries that occur while taking part in a sport. That's why specialist fishing insurance is important for anglers of any level.

Here at E&L, we offer a comprehensive angling insurance package that takes all the worry out of looking after your equipment, enabling you to get on with the activity you love. So why not get a free online quote today or contact us for more information?

What does fishing insurance include?

The fishing tackle insurance offered by E&L provides 100% theft, damage and accidental loss cover on all of your equipment. It also includes two years new-for-old replacement on unattended vehicles - perfect if you have to park your car and leave it for the day while practicing your sport.

As well as protecting the various pieces of kit that a fisherman owns, our fishing insurance also includes temporary disablement and personal accident cover, as well as public liability of up to £1.25 million per incident.

For those who take part in night fishing, a policy extension is available to cover the risks associated with this activity. Additionally, all policies include reimbursement for club and match fees, in case you cannot participate due to illness or injury.

We offer two payment options for our fishing insurance: yearly and monthly. The monthly plan is based on the lunar calendar (with a 28-day month) and it is the ideal option, as it costs less but includes a higher level of cover. A 5% discount is also available for junior anglers and those over 65.

UK fishing insurance from E&L: a great catch!

With more than 70 years of experience providing niche cover to specialist markets, E&L is dedicated to offering policies that match the specific needs of our customers. We have also worked hard to build a reputation for reliable cover that's backed by considerate client support.

Our policies are regulated by the Financial Services Authority, giving you peace of mind that you'll be well protected should the unexpected happen.

More information about our fishing equipment insurance can be found on our fishing FAQs page and we also offer a wealth of advice about the sport - from the best type of equipment and clothing to buy, to different techniques and even fishing etiquette - in our hints and tips section.

Be sure to also keep up to date with all the latest fishing news - it's a great way to find out about all the developments in the sport and we'll also let you know about any special offers.