Cycle Insurance
- What information do you need to start cover?
- Do you insure professional, semi-professional and competition cyclists?
- What is the minimum/maximum age?
- What is the maximum value you insure?
- Do you cover more than one bicycle on a policy?
- Is there an excess on this policy?
- What are your approved locks?
- Do I need any other specific security for my cycle or on my vehicle or where I keep my bicycle?
- Am I covered if I lend, loan or hire my bicycle to another person?
- Am I covered to take my bicycle abroad?
- Do you cover UK residents?
- Do you only cover UK residents?
- I have previously made a claim, does this affect my cover?
- What information do you need to start cover?
- As well as asking you for your full contact details we require details of the risk address where the bicycle is stored.
- Do you insure professional, semi-professional and competition cyclists?
- Yes.
- What is the minimum/maximum age?
- Cover is available for persons aged between 14 and 75 years old. Applications for under 18’s must be made by an adult.
- What is the maximum value you insure?
- Cover is available for Bicycles valued up to £5000.
- Do you cover more than one bicycle on a policy?
- No, separate policies must be taken out for each bicycle.
- Is there an excess on this policy?
- The excess applicable on this policy is £59 for all sections on bicycles valued up to £1000, £85 on bicycles valued £1001 - £3000 and £100 on bicycles valued £3001 and over on all sections except Public Liability claims where the excess is £250.
- What are your approved locks?
- A copy of our approved lock list can be found here.
- Do I need any other specific security for my cycle or on my vehicle or where I keep my bicycle?
- Yes, full details are provided within the policy wording.
- Am I covered if I lend, loan or hire my bicycle to another person?
- No, the cover is only applicable for yourself.
- Am I covered to take my bicycle abroad?
- Yes, the cover extends to include a set number of days outside the United Kingdom.
- Do you cover UK residents?
- Yes, cover is only available for residents of the United Kingdom, The Channel Islands, Isle of Man or Northern Ireland.
- Do you only cover UK residents?
- Yes, cover is only available for residents of the United Kingdom, the Channel Islands, Isle of Man or Northern Ireland.
- I have previously made a claim, does this affect my cover?
- Unfortunately we are unable to offer cover if a claim has been made in the previous two years at the same risk address as to that which you are proposing cover.