Trailer Hire Insurance from E&L

Hireguard from E&L® provides comprehensive Trailer Hire Insurance protecting your hired trailer on a short or long term basis.

  • 3 levels of cover available depending on the duration of the hire period
  • 100% fire, theft and accidental damage cover
  • Replacement hire available
  • Public Liability up to £1.25m

Whether you are hiring a trailer for one day to attend a horse riding competition or require the use of a trailer for an extended hire period to use during the summer equestrian shows, we have the right policy for you. Insuring your hired trailer is a must if you want to protect yourself and third parties against the unexpected and do not want to lose out financially.

We provide three trailer hire insurance plans for you to choose from, Hireguard 1, 2 and 3. Hireguard 1 provides cover up to 31 days, Hireguard 2 up to 183 days and Hireguard 3 up to 365 days. All three or our trailer hire insurance plans offer the same level of comprehensive trailer hire insurance which includes £1.25m public liability and 100% fire, theft and accidental damage cover.

View our Trailer Hire Insurance FAQs

Trailer Hire Policy Information

Fire 100%
Theft 100%
Accidental damage 100%
Replacement hire £100 limit per week for three weeks
Public liability £1.25m

Security Requirements

Please see our Trailer Hire Security Requirements document.

Excess

The excess is the amount you pay towards a claim. It is £49 on all sections except theft claims where the excess is £99 and Public Liability where it is £100.

There are currently no online discounts available

To be eligible for E&L® Trailer Hire Insurance the following conditions must be met:

  1. The policyholder is a UK resident aged over 18 years
  2. You must meet our security requirements
  3. The Hireguard 1 policy can only be set up with at least 12 hours notice prior to the start of the hire period.

Please see the Trailer Hire Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our trailer hire insurance provides

Trailer Hire Insurance Policy Summary

Policy Wording

The policy wording outlines full details of trailer hire insurance terms and conditions.

Trailer Hire Insurance Policy Wording

To view the above PDFs Adobe Reader must be installed.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.

Trailer Hire Insurance FAQs

If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.

  • Are there different levels of cover depending upon which Hireguard option you chose?

  • No. The only difference between the different Hireguard options is the duration of the policies. All levels of cover offer the same benefits. You get 100% fire, theft and accidental cover, £1.25million public liability cover and replacement hire (a maximum £100 per week for three weeks).

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  • Can I set up a direct debit to pay the insurance?

  • No. You need to make a one-off payment when taking your policy out.

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  • Can I take my hire trailer abroad?

  • No, you are only covered in the UK.

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  • Do you offer insurance for all trailers?

  • No, we only offer insurance for horse trailers.

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  • I am hiring a policy for a few days and need the policy to start tomorrow, will I be covered?

  • We can only insure you on the Hireguard 1 policy, if you have provided us with at least 12 hours notice before the start of the hire period.

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  • Is there an age limit on the hire trailer?

  • Yes, the trailer must be no more than 5 years old

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  • What are the security requirements?

  • The insured trailer must be clamped by a proper wheel clamp when not in use unless it is kept in a building that is totally enclosed and secure and is a permanent substantial structure of brick, stone or timber. The building must have doors kept locked by a patent 5-lever lock and windows secured with patent window locks. Trailers must be clamped by a proper wheel clamp when in use but unattended. Full security requirements can be found on the premiums page online.

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  • What is Trailer Hire Insurance?

  • Trailer hire insurance covers you either for the short term or long term. We have three different plans available for you to choose from depending on how long you want cover for. Hireguard one provides cover for 31 days, Hireguard 2 provides cover for up to 183 days and Hireguard 3 provides cover for up to 365 days.

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