• No Obligation
  • Save up to 35% online
Get a FREE Quote

Mature Horse Policy Information

  Plan 1 Plan 2 Plan 3 Plan 4
Monthly1 Yearly Monthly1 Yearly Monthly1 Yearly Monthly1 Yearly
Death of Horse

Due to external accidental visible injury, including in transit, up to 100% sum insured or market value if less.

£1,000 £750 £1,250 £1,000 £1,500 £1,250 £2,000 £1,500
Theft or Straying

If your horse is not found we can pay sum insured or market value if less.

£1,000 £750 £1,250 £1,000 £1,500 £1,250 £2,000 £1,750
Advertising and Reward

If your horse is stolen you may wish to advertise and offer a reward.

£200 £160 £300 £240 £400 £320 £500 £400
Vet's Fees

Following external accidental visible injury.

£750 £250 * £600 £200 * £2,250 £750 * £1,500 £500 * £3,000 £1000 * £2,250 £750 * £6,000 £2000 * £4,500 £1500 *
Saddlery and Tack

Fire, accidental damage or theft following forcible/violent entry to a locked private building, depreciation applies. Single item limit £500. Cover not applicable where 5 or more horses are regularly kept.

£500 £400 £750 £600 £1,000 £800 £1,250 £1,000
Stables Cover

If stable owned by you is destroyed or damaged beyond use by fire, up to £35 per week for hiring a replacement.

£500 £400 £750 £600 £1,000 £800 £1,250 £1,000
Hire of Horse

If your horse is stolen, and not recovered within 28 days, up to £25 per week for hiring a replacement.

£250 £200 £350 £280 £500 £400 £750 £600
Dental Cover

Cost of dental treatment for you after a riding accident.

£500 £400 £1,000 £800 £1,250 £1,000 £1,500 £1,200
Death of Rider

The benefits under this section are reduced to 25% for riders under 16.

£2,000 £1,600 £3,000 £2,400 £4,000 £3,200 £5,000 £4,000
Public Liability

Legal liability to a third party, for the damages and costs arising from your use of the insured horse.

£1m £1m £1.25m £1.25m £1.5m £1.25m £1.75m £1.5m
Liability of Use

Legal liability to a third party, for the damages and costs arising from your use of another horse not insured under this policy.

£1m £1.25m £1.5m £1.75m

* limit per incident

Excess

The excess is the amount you pay towards a claim. It is £149 on all sections except Saddlery and Tack where it is £160 and Public Liability where it is £260.

1. Lunar monthly policy (more information)