• No Obligation
  • Save up to 35% online
Get a FREE Quote

Horse Trailer Policy Information

  Silver Gold
Monthly1 Yearly Monthly1 Yearly
Fire

We will repair or pay you the cost price, up to the market value or sum insured, whichever is less, of your trailer or horse drawn vehicle if it is damaged or destroyed by fire.

100% 100% 100% 100%
Theft

For theft caused by forcible and violent entry we will pay you the cost price, market value or sum insured, whichever is less, of your trailer or horse drawn vehicle.

100% 100% 100% 100%
Accidental Damage

Where your trailer or horse drawn vehicle is accidentally damaged we will either repair it or repay you the cost price, market value or sum insured, whichever is less.

100% 75% 100% 100%
Replacement Hire

Replacement trailer or horse drawn vehicle will be hired for the duration of the period in which the insured trailer or horse drawn vehicle is either missing through theft or out of use due to fire or accidental damage.

Up to 5 weeks
£100 limit per week
Up to 3 weeks
£100 limit per week
New for Old

If the trailer or horse drawn vehicle is totally destroyed, we will reimburse the sum insured or new market value whichever is less.

100% within two years of new 100% within one year of new
Public Liability

Legal liability to a third party, the damages and costs arising from your use of the insured trailer/horse drawn vehicle. Excludes liability in connection with the trailer/horse drawn vehicle being towed or transported.

£1.25m £1m
European Use

Up to 31 days per occasion to total, within a year.

180 Days 150 Days

Security Requirements

Please see our Horse Trailer Security Requirements document.

Excess

The excess is the amount you pay towards a claim. It is £59 for all sections except theft claims where it is £99 and Public Liability where it is £110.

1. Lunar monthly policy (more information)