Horse Trailer Insurance
For horse trailers and horse-drawn vehicles
Horse Trailer Insurance QuoteOwn a horse? See our
Horse Insurance and
Mature Horse Insurance policies.
E&L® Equine Insurance offers horse trailer insurance to cover your trailer or horse-drawn vehicle for either regular or occasional use.
- Public liability cover up to £1.25million available
- 30% online discount
- Higher benefits available for monthly policyholders
- Providers of equine insurance for over 20 years
- Offer for monthly policyholders from The Saddlery Shop
There are two levels of cover to choose from: Silver and Gold with fire, theft and accidental damage included as standard.
- Silver Cover: Offers fire, theft and accidental damage
- Gold Cover: Offers the above but also includes replacement hire, new for old, public liability and European use
Other benefits available include public liability cover up to £1.25million and new for old cover for trailers up to 2 years old. Take a look at our horse trailer insurance cover today and choose which policy best protects your trailer or horse-drawn vehicle.
Take a look at our Horse Trailer FAQ's and the tips and advice sections.
Horse Trailer Policy Information
| Silver | Gold | |||
|---|---|---|---|---|
| Monthly1 | Yearly | Monthly1 | Yearly | |
| Fire | 100% | 100% | 100% | 100% |
| Theft | 100% | 100% | 100% | 100% |
| Accidental Damage | 100% | 75% | 100% | 100% |
| Replacement Hire | – | – | Up to 5 weeks £100 limit per week | Up to 3 weeks £100 limit per week |
| New for Old | – | – | 100% within two years of new | 100% within one year of new |
| Public Liability | – | – | £1.25m | £1m |
| European Use | – | – | 180 Days | 150 Days |
Security Requirements
Please see our Horse Trailer Security Requirements document.
Excess
The excess is the amount you pay towards a claim. It is £49 for all sections except theft claims where it is £99 and Public Liability where it is £100.
- Lunar monthly policy (more information)
The following discounts are available on E&L® Horse Trailer Insurance:
- 30% online discount
The total maximum discount per policy is 30%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Horse Trailer Insurance the following conditions must be met:
- The policyholder is a UK resident aged over 18 years
- You must meet our security requirements
Please see the Horse Trailer Insurance Policy Wording for full eligibility criteria.
Policy Summary
The policy summary gives an overview of the benefits our horse trailer insurance provides
Horse Trailer Insurance Policy Summary
Policy Wording
The policy wording outlines full details of our horse trailer insurance terms and conditions.
Horse Trailer Insurance Policy Wording
To view the above PDFs Adobe Reader must be installed.
Register a Claim
Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.
Horse Trailer Insurance FAQs
If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.
- Can I take my trailer or horse-drawn vehicle abroad?
- Do you offer new for old cover on horse trailers?
- What are the security requirements?
- What does public liability cover me for?
- What is the maximum value that you insure for horse trailers?
- Why take out Trailer insurance?
- Can I take my trailer or horse-drawn vehicle abroad?
- Yes, as part of our gold policy you can take your horse trailer into Europe for up to a maximum of 180 days.
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- Do you offer new for old cover on horse trailers?
- Yes. Horse trailer policies come with up to 2 years new for old cover, dependant on what level of cover is chosen.
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- What are the security requirements?
- Insured trailer or horse drawn vehicle must be clamped by a proper wheel clamp when not in use unless it is kept in a building that is:
Totally enclosed and secure; and
A permanent substantial structure or brick, stone or timber; and
Has doors kept locked by a patent 5 lever lock and windows secured with patent window locks.
Trailer/horse-drawn vehicle must be clamped by a proper wheel clamp when in use but unattended. - Back to top
- What does public liability cover me for?
- Public liability covers you for any damages or costs that occur to a third party arising from your trailer/horse drawn vehicle.
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- What is the maximum value that you insure for horse trailers?
- Your horse trailer or horse drawn vehicle's value must not exceed £10,000.
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- Why take out Trailer insurance?
- Unfortunately accidents can and do occur whilst on the road. Trailers and horse drawn vehicles are more susceptible to damages due to their size. Trailer insurance covers you financially should any accidents occur, meaning that you don't have to worry.
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Horse Trailer Tips and Advice
- Care and Enjoyment
- Consider the needs of your mature horse.
- Trailer Travel
- Take care when loading your horse trailer and consider any insurance requirements.