Horse Rider Insurance

For horse riders aged from 5 upto 65 years old

Get a Quote

For horse trailers and horse-drawn vehicles see our Horse Trailer Insurance policy.

E&L® Equine Insurance offers a specially designed horse rider insurance policy, for those who enjoy riding but who may not own a horse or pony.

  • Providers of Equine Insurance for over 20 years
  • Horse insurance cover for junior riders aged between 5–17 years
  • Adult and Adult Plus policies available for riders aged between 18–65 years
  • 20% online discount when you buy rider insurance only
  • Special offer for monthly policyholders from The Equestrian Book Society
  • Higher benefits available for monthly policyholders

What would you do if the horse or pony that you are riding injures someone or you have an accident, how will you cope financially? This fully comprehensive plan offers public liability cover up to a maximum of £1.75m, as well as a host of other benefits including personal accident and dental treatment. E&L's® Horse Rider Insurance also includes vet's fees so that if the horse or pony you are riding needs a vet in an emergency, you can be safe in the knowledge that you will be covered by your horse rider insurance policy.

We offer a junior policy and two adult horse riding insurance plans, leaving you to choose which level of rider insurance cover is best for you.

To be eligible for E&L® Horse Rider Insurance the following conditions must be met:

The policyholder is a UK resident aged over 18 years (if you are insuring a junior, a parent or guardian must take out the policy)

Please see the Horse Rider Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our horse rider insurance provides

Horse Rider Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our horse rider insurance terms and conditions.

Horse Rider Insurance Policy Wording

To view the above PDFs Adobe Reader must be installed.

The following discounts are available on E&L® Horse Rider Insurance:

  • 20% online discount

The total maximum discount per policy is 20%.

Introductory discounts provided only apply to new policies taken out online.