Cycle Policy Information

Cover Options

• Leisure Plan – For bicycles used for leisure and road-based time trials.
• Compete Plan – For bicycles used for racing and competitions.

Benefits

	Monthly1	Yearly
Fire, Theft, Accidental Loss or Accidental Damage to Bicycle	100%	100%
New for Old	100% within 3 years	100% within 2 years
Replacement Hire	£500 £150 limit per week	£500 £100 limit per week
Emergency Recovery	£200	£150
Worldwide Use	up to 45 days	up to 31 days
Personal Accident	£12,500	£10,000
Public Liability	£1.25m	£1m

Area Classification

• Area A: All counties other than those in Area B or Area C
• Area B: Berkshire, Essex, Sussex, Hertfordshire, Kent, Middlesex and Surrey
• Area C: London

Security Requirements

Please see our Cycle Security Requirements document.

Cycle Lock List

Please see our Cycle Lock List document.

Excess

The excess is the amount you pay towards a claim.

• £59 on cycles valued up to £1,000.
• £85 on cycles valued between £1,001 and £3,000
• £100 on cycles valued £3,001 and over. Public Liability excess is £250

1. 1. Lunar monthly policy (more information)

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