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Static Caravan Policy Information

  Monthly1 Yearly
Accidental Loss or Damage

For accidental damage or breakage to certain fixtures, fittings and other items as detailed in the policy wording.

Up to 100% sum insured or market value if less Up to 100% sum insured or market value if less
New for Old

Following total loss of static caravan due to insured peril, up to sum insured or new market value, whichever is less.

5 years 5 years
Alternative Accommodation

Reasonable costs incurred in obtaining comparable accommodation if your static holiday caravan is made uninhabitable for more than 24 hours by one of the insured perils detailed in the policy wording.

£750 £500
Removal and Delivery

Reasonable costs incurred in disconnecting, removing, re-delivery and reconnection of the insured caravan if it is made uninhabitable for more than 24 hours by any of the main perils detailed in the policy wording.

£1,000 £750
Accidental Loss of Keys and Damage to Locks

The reasonable costs of replacement keys or locks, in the event of theft or you accidentally losing the keys to your holiday caravan.

£200 £150
Freezer Food

For the loss of or damage to your food stored within the insured static caravan freezer compartment, as a result of temperature change.

£250 £100
Personal Accident

Accidental bodily injury resulting in death to insured or spouse following fire or assault by thieves in the insured caravan.

£20,000 £15,000
Public Liability

egal liability to a third party, following bodily injury or loss of or damage to property, for the damages and costs arising from your use of the insured caravan.

£2.25m £2m

Security Requirements

Please see our Static Caravan Security Requirements document.

Excess

The excess is the amount you pay towards a claim. It is £95 on all sections.

1. Lunar monthly policy (more information)