Caravan fire tackled by crews
Firefighters in East Anglia had to spend an hour and a half trying to tackle a caravan fire on Saturday night (April 20th). The blaze
Read More Read more on this storyStatic Caravan Insurance from E&L provides comprehensive, cheap static caravan insurance cover to cater for all your needs. When you get a cheap static caravan insurance quote you will receive a 35% premium discount for buying your insurance online.
We cover static caravans up to £50,000 in value for loss or damage. Cover also includes new for old, public liability and alternative accommodation. More details on our static caravan insurance can be found in our static caravan policy information section or by looking at our Static Caravan Insurance FAQs, which answers many frequently asked questions about our static caravan cover.
Static caravans are subject to many geographical risks in and around the campsite, flooding, storms, falling trees and burst pipes are common risks. Theft and accidental damage can also be a major problem when leaving the caravan unattended. It's therefore important to ensure that you caravan is protected with adequate static caravan insurance should the unexpected happen. We provide some more helpful information on static caravan’s that you may find helpful in our tips and advice section.
Our policy provides the following features:-
- 35% online premium discount
- Cover for loss or damage and even replacement should the worst happen
- Cover available for static caravans valued up to £50,000
- Up to 5 years new for old cover
- Optional extension to cover your immediate family when using your caravan
We hope you see the benefits of taking out our static caravan insurance and look forward to providing you with peace of mind for your holiday home. Get the cheapest static caravan insurance quote online now to receive a 35% premium discount.
Static Caravan Policy Information
| Monthly1 | Yearly | |
|---|---|---|
| Accidental Loss or Damage | Up to 100% sum insured or market value if less | Up to 100% sum insured or market value if less |
| New for Old | 5 years | 5 years |
| Alternative Accommodation | £750 | £500 |
| Removal and Delivery | £1,000 | £750 |
| Accidental Loss of Keys and Damage to Locks | £200 | £150 |
| Freezer Food | £250 | £100 |
| Personal Accident | £20,000 | £15,000 |
| Public Liability | £2.25m | £2m |
Security Requirements
Please see our Static Caravan Security Requirements document.
Excess
The excess is the amount you pay towards a claim. It is £85 on all sections.
1. Lunar monthly policy (more information)
The following discounts are available on E&L® Static Caravan Insurance:
- 35% online discount
The total maximum discount per policy is 35%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Static Caravan Insurance the following conditions must be met:
- The policyholder is a UK resident aged over 18 years
- The caravan must not be used as a permanent living accommodation
- The caravan must not be used as accommodation for periods longer than 90 consecutive days unless we have agreed in writing
- The policy application is subject to a flood risk assessment.
- You must meet our security requirements
Please see the Static Caravan Insurance Policy Wording for full eligibility criteria.
Policy Summary
The policy summary gives an overview of the benefits our static caravan insurance provides
Static Caravan Insurance Policy Summary
Policy Wording
The policy wording outlines full details of out static caravan insurance terms and conditions.
Static Caravan Insurance Policy Wording
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Register a Claim
Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.
View our Testimonials pages.
Static Caravan Insurance FAQs
If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.
- Are members of my family covered to use the caravan with my permission?
- Are there any restrictions as to where my caravan can be sited?
- Can I use my caravan as permanent living space?
- Do you offer a no-claims discount?
- Do you offer new for old cover?
- Does the insurance cover the costs of temporary accommodation?
- Is my freezer food covered?
- Is there a static caravan age limit?
- Is there any cover for accessories/contents included?
- What happens if I need to unexpectedly remove my static due to a disaster on site?
- What if lose the keys or my static caravan locks get damaged through theft?
- What is the policy excess?
- Who is covered to use the caravan?
- Are members of my family covered to use the caravan with my permission?
Family members may use the caravan, so long as they have your express permission to do so. A £10 premium per year is payable per family member on yearly policies and £1 per month per family member on lunar monthly policies.
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- Are there any restrictions as to where my caravan can be sited?
Yes, please view our online security requirements page.
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- Can I use my caravan as permanent living space?
No. Your caravan cannot be used as a permanent residency.
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- Do you offer a no-claims discount?
Not at present although this is something we may introduce in the future.
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- Do you offer new for old cover?
Yes, we offer up to 5 years new for old for your static caravan.
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- Does the insurance cover the costs of temporary accommodation?
Yes, temporary accommodation up to £50 per day (with a maximum of £750) is provided depending on the level of cover chosen.
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- Is my freezer food covered?
Yes. If you are subject to loss or damage to your food, whilst it is stored within the insured static caravan freezer department, as a result of a unexpected temperature change.
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- Is there a static caravan age limit?
The maximum age of any caravan is 20 years old.
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- Is there any cover for accessories/contents included?
We can include all related static caravan accessories under the insurance, including TV's and DVD Players. This is up to a maximum of 20% of the total sum insured. Only items £100 or over need to be specified.
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- What happens if I need to unexpectedly remove my static due to a disaster on site?
We will cover any reasonable costs for disconnecting, removing, re-delivery and re-connection of your caravan if it becomes uninhabitable for more than 24 hours.
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- What if lose the keys or my static caravan locks get damaged through theft?
We will cover the reasonable cost of replacement locks and keys in both of these instances.
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- What is the policy excess?
It is £85 for all sections other than Public Liability where it is £250.
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- Who is covered to use the caravan?
We cover the insured property for social, domestic and pleasure purposes. We do exclude use of the caravan for business purposes, hiring or lending out unless we have specifically agreed otherwise and endorsed your policy schedule accordingly. We also exclude use of the caravan as permanent living accommodation or home address, or as accommodation for periods longer than 90 consecutive days unless we have given prior agreement in writing and you have paid any additional premium.
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Don't forget about static caravan insurance!
Spending time in a static caravan can be a relaxing experience. It offers a great opportunity to get away from the pressures of everyday life and allows you to spend quality time with friends and family in a tranquil setting.
Of course, just like anything else, things can go wrong with your caravan and that's why insurance is a vital consideration for anyone who owns one.
For example, many static caravans are situated in remote locations, meaning they could be subject to the destructive elements of nature - flooding, storms and fallen trees are not unusual risks. Plus, there's also the chance that your caravan could fall victim to theft or vandalism - especially when you aren't there to keep an eye on it.
To protect yourself and the financial investment that you've put into your static caravan, insurance is an absolute must, and here at E&L, we offer insurance that will cater for your needs, as well as your budget.
If you're looking for insurance, why not get a free online quote today? There's no obligation, and you're sure to appreciate the comprehensive coverage that we offer. Alternatively, you can contact us to discuss your requirements with a member of our friendly team.
The coverage provided by static caravan insurance
When you choose to insure your static caravan, it's important to remember that it's not just the structure that you're protecting.
Just like your home, your caravan probably contains a number of valuable contents. Televisions, kitchen appliances and furnishings would all be expensive to replace should anything happen to your static caravan.
There is also the question of public liability. If somebody becomes injured by your caravan, you could be held responsible, so you should ensure you are financially protected in that regard.
Our insurance policies are suitable for caravans valued up to £50,000 and they include new-for-old cover on caravans up to five years old. You can also choose to get an extension that will cover any immediate family that uses the caravan.
Choose from monthly or yearly payment options. Monthly insurance policies are based on the lunar calendar (28 days) and offer a higher level of coverage.
You can also enjoy a 35% discount if you choose to purchase insurance online.
Get static caravan insurance from E&L
At E&L, we've been providing niche insurance for more than 70 years. During that time, our portfolio has grown to include a range of caravan insurance policies, as well as plans to cover everything from fishing and photographic equipment to pets, weddings and golf.
We take great pride in offering comprehensive coverage and excellent customer service. And since we're regulated by the Financial Services Authority (FSA), you can rest assured that you are getting a trustworthy plan.
If you'd like to find out more be sure to check out our caravan FAQs. You might also find our caravanning news useful - it can be a great way to keep up-to-date with the latest trends in this relaxing and enjoyable pastime.