• No Obligation
  • Save up to 35% online
Get a FREE Quote

Camping Policy Information

  Monthly1 Yearly
Equipment

Loss of your insured items whilst in use or stored at your home address as a result of theft, fire, accidental loss or accidental damage.

100% sum insured or market value if less 100% sum insured or market value if less
New for Old

For any loss or damage covered under the Equipment section, excluding mountaineering, potholing or canoeing equipment, if total loss occurs within two years of new.

100% within 2 years 100% within 2 years
Replacement Hire

If insured tent, trailer tent or folding caravan is made unusable for more than 24 hours following a loss which is covered under the Equipment section, cover for the cost of hiring comparable alternative equipment.

£750 £25 limit per night £500 £25 limit per night
European Use

Cover will normally extend to include Western Europe.

90 days per year 60 days per year
Personal Accident

Accidental bodily injury to you arising from your use of the insured tent/folding caravan and equipment whilst camping for: a) death b) loss of total sight c) loss of one or more limbs d) deafness in both ears e) permanent total disablement.

£15,000 £12,500
Public Liability

Legal liability to a third party for the damages and costs arising from your use of the insured tent/folding caravan and equipment.

£2m £1.5m
Policy Extensions
Worldwide Cover

Cover for up to 60 days per year in addition to the cover provided under the European use section.

Additional £1 per month or £10 per year

Security Requirements

Please see our Camping Equipment Security Requirements document.

Excess

The excess is the amount you pay towards a claim. It is £59 for all sections except Public Liability where it is £160.

1. Lunar monthly policy (more information)