Sailing Dinghy Insurance

Cover for most types of dinghy including Lasers and RIBs

Get a Quote

Have you got a query with our sailing dinghy policy? Why not view our Sailing dinghy FAQ section.

E&L® Sailing Dinghy Insurance offers cover for a host of different types of dinghies including Lasers. Cover extends to equipment in use, during transit or whilst moored in a designated area. E&L® offer comprehensive, low cost insurance for your sailing dinghy.

  • 100% Fire, Theft, Accidental Loss or Damage cover included as standard
  • 90 days European Use included
  • Up to £2.5 million Public Liability, up to £15,000 Personal Accident, and up to £2,500 Personal Belongings cover
  • Hire of Replacement Equipment, Salvage Charges, Pollution and Sighting Costs, Wreck Removal and Trailer and Trolley cover also included
  • 10% online discount

For the keen boating enthusiast, purchasing your sailing dinghy and its related accessories can be expensive, yet exciting. Each year we spend hundreds of pounds ensuring that our car, home and contents are insured. So why should your dinghy be any different?

Dinghy insurance cover does not just protect you against fire and theft, but also provides comprehensive cover against collision. It is common knowledge that dinghies capsize, winds are prevalent to change and collisions are not unknown. Whilst most accidents may only result in a few scratches to your paintwork, more severe damage is indeed possible and unless you could afford to lose the money you have invested in your dinghy, insurance is the only option.

With the cost of sailing dinghies rising to over £5000 the importance of boat insurance is apparent. Taking out sailing dinghy insurance with E&L® allows you to enjoy your boating activities, with the peace of mind that should an accident occur, both you and your vessel are covered.

To be eligible for E&L® Sailing Dinghy Insurance the following conditions must be met:

The policyholder is a UK resident aged over 18 years
Craft must be under 30 years old
Craft must be used for private/pleasure purposes
Craft must be seaworthy
Craft must not carry more than 12 people
Covers motor or speed boats up to a maximum speed of 30knots
The policy application is subject to a flood risk assessment.
You must meet our security requirements

Please see the Sailing Dinghy Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our sailing dinghy insurance provides

Sailing Dinghy Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our sailing dinhgy insurance terms and conditions.

Sailing Dinghy Insurance Policy Wording

To view the above PDFs Adobe Reader must be installed.

The following discounts are available on E&L® Sailing Dinghy Insurance:

  • 10% online discount

The total maximum discount per policy is 20%.

Introductory discounts provided only apply to new policies taken out online.