How to Plan Your Own Event
Event management can require a lot of thought and careful consideration in order to make it a success. Whether it’s a charity event or a birthday pa
Read More Read more on this story08449 809 520
If you cannot find the answer to your query in our help section, feel free to call us. All calls are charged at your standard rate.
Save up to 10% off quotes completed online saving you even more on your insurance.
Get a FREE Quote Get QuoteEvent management can require a lot of thought and careful consideration in order to make it a success. Whether it’s a charity event or a birthday pa
Read More Read more on this storyPart of the joy of travelling the world is not just discovering fantastic sights, but also the photographs you take to capture the moment to show frie
Read More Read more on this storyFox 54’s news anchor Jillian Pavlica from Huntsville, Texas began to read out a ‘breaking news story’ which turned out to be her own marriage pr
Read More Read more on this storyE&L® Insurance provides specialist niche insurance products. We are a well known and established provider of personal line niche schemes and have
Read More Read more on this storyA reward has been offered by a Nigerian prince for information leading to the return of his stolen bike. Roy Mbam told the Manchester Eveni
Read More Read more on this storyThe importance of investing in wedding insurance may have been highlighted after Ho
Read More Read more on this storyA park in Somerset will soon be able to take in more caravan insurance customers af
Read More Read more on this storyCaravan insurance customers may be inspired to pack up their mobile home and head o
Read More Read more on this storyE&L® Sailing Dinghy Insurance offers cover for a host of different types of dinghies including Lasers. Cover extends to equipment in use, during transit or whilst moored in a designated area. E&L® offer comprehensive, low cost insurance for your sailing dinghy.
For the keen boating enthusiast, purchasing your sailing dinghy and its related accessories can be expensive, yet exciting. Each year we spend hundreds of pounds ensuring that our car, home and contents are insured. So why should your dinghy be any different?
Dinghy insurance cover does not just protect you against fire and theft, but also provides comprehensive cover against collision. It is common knowledge that dinghies capsize, winds are prevalent to change and collisions are not unknown. Whilst most accidents may only result in a few scratches to your paintwork, more severe damage is indeed possible and unless you could afford to lose the money you have invested in your dinghy, insurance is the only option.
With the cost of sailing dinghies rising to over £5000 the importance of boat insurance is apparent. Taking out sailing dinghy insurance with E&L® allows you to enjoy your boating activities, with the peace of mind that should an accident occur, both you and your vessel are covered.
Check out or FAQ pages
| Monthly1 | Yearly | |
|---|---|---|
| Fire, Theft, Accidental Loss or Damage | Max 100% of agreed value | Max 100% of agreed value |
| European Use | 30 days per occasion (max 90 days per year) | 30 days per occasion (max 90 days per year) |
| Public Liability | £2.5m | £2.25m |
| Hire of Replacement Equipment | Up to 10 days £50 limit per day | Up to 7 days £50 limit per day |
| Personal Belongings | Max sum insured value £2,500 £250 single item limit | Max sum insured value £2,000 £250 single item limit |
| Personal Accident | £15,000 | £12,500 |
| Salvage Charges | Max 100% of agreed value | Max 100% of agreed value |
| Pollution Costs | Max 100% of agreed value | Max 100% of agreed value |
| Sighting Costs | Max 100% of agreed value | Max 100% of agreed value |
| Wreck Removal | Max 100% of agreed value | Max 100% of agreed value |
| Trailers and Trolleys | 100% sum insured or market value if less | 100% sum insured or market value if less |
The excess is the amount you pay towards a claim. A £75 excess is payable for each and every claim except for total or constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made. Claims for damage to underwater gear occurring in tidal waters are subject to a double excess.
1. Lunar monthly policy (more information)
The following discounts are available on E&L® Sailing Dinghy Insurance:
The total maximum discount per policy is 20%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Sailing Dinghy Insurance the following conditions must be met:
Please see the Sailing Dinghy Insurance Policy Wording for full eligibility criteria.
The policy summary gives an overview of the benefits our sailing dinghy insurance provides
Sailing Dinghy Insurance Policy Summary
The policy wording outlines full details of our sailing dinhgy insurance terms and conditions.
Sailing Dinghy Insurance Policy Wording
To view the above PDFs Adobe Reader must be installed.
Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.
View our Testimonials pages.
If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.
Yes. Cover is provided for up to 30 days per occasion, up to a maximum total in a year of 90 days while the insured sailing dinghy is being used on inland or coastal waters of the continent of Europe.
Yes, up to a value of £2,500. Your immediate families' personal belongings are also covered under your policy. There is a maximum limit per item of £250, unless otherwise agreed with the insurer.
Yes, the craft can be used for racing, regattas or speed trails. You would need to specify what activities you do when you get a quote.
A £75 excess applies to each and every claim except for total loss/constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made. Claims for damage to underwater gear occurring in tidal waters are subject to a double excess charge.
The maximum length that the dinghy can measure is 30ft. Any vessel measuring over this amount in length cannot be insured.