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Read More Read more on this storyE&L® Sailboard Insurance offers comprehensive, low cost cover for UK windsurfers on coastal or inland waterways, during transit or whilst stored in a designated area.
- 100% Fire, Theft, Accidental Loss or Damage cover included as standard
- 90 days European Use included
- Up to £2.5 million Public Liability, up to £15,000 Personal Accident, and up to £2,500 Personal Belongings cover
- Hire of Replacement Equipment, Salvage Charges, Trailer and Trolley cover also included
- 10% online discount
With the prices for sailboards and the necessary gear on the increase, it is becoming more essential to make sure you are appropriately covered by marine insurance. Unfortunately the unexpected can happen and accidents do occur, potentially leaving you personally liable or out of pocket. E&L® Sailboard insurance gives you the peace of mind in knowing that you and your equipment are fully covered.
Check our FAQ pages for extra information
Sailboard Policy Information
| Monthly1 | Yearly | |
|---|---|---|
| Fire, Theft, Accidental Loss or Damage | Max 100% of agreed value | Max 100% of agreed value |
| European Use | 30 days per occasion (max 90 days per year) | 30 days per occasion (max 90 days per year) |
| Public Liability | £2.5m | £2.25m |
| Hire of Replacement Equipment | Up to 10 days £50 limit per day | Up to 7 days £50 limit per day |
| Personal Belongings | Max sum insured value £2,500 £250 single item limit | Max sum insured value £2,000 £250 single item limit |
| Personal Accident | £15,000 | £12,500 |
| Salvage Charges | Max 100% of agreed value | Max 100% of agreed value |
| Trailers and Trolleys | 100% sum insured or market value if less | 100% sum insured or market value if less |
Excess
The excess is the amount you pay towards a claim. A £50 excess is payable for each and every claim except for total loss/constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made.
1. Lunar monthly policy (more information)
The following discounts are available on E&L® Sailboard Insurance:
- 10% online discount
The total maximum discount per policy is 20%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Sailboard Insurance the following conditions must be met:
- The policyholder is a UK resident aged over 18 years
- Craft must be used for private/pleasure purposes
- Craft must be seaworthy
- Craft must not carry more than 12 people
- Craft storage has not been flooded or been affected by tidal surges in the past 5 years
- The policy application is subject to a flood risk assessment.
- You must meet our security requirements
Please see the Sailboard Insurance Policy Wording for full eligibility criteria.
Policy Summary
The policy summary gives an overview of the benefits our sailboard insurance provides
Sailboard Insurance Policy Summary
Policy Wording
The policy wording outlines full details of our sailboard insurance terms and conditions.
Sailboard Insurance Policy Wording
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Register a Claim
Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.
View our Testimonials pages.
Sailboard Insurance FAQs
If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.
- Am I covered overseas?
- Are there any restrictions on height and length of the craft?
- Is my sailboard covered whilst in transit?
- What is the excess on my sailboard policy?
- Will my sailboard be insured whilst attached to the roof of my vehicle?
- Am I covered overseas?
Yes. Cover is provided for up to 30 days per occasion, up to a maximum total in a year of 90 days while the insured sailboard is being used on inland or coastal waters of the continent of Europe.
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- Are there any restrictions on height and length of the craft?
Yes your craft cannot exceed 30ft in length.
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- Is my sailboard covered whilst in transit?
Yes along as it meets all the relevant security requirements.
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- What is the excess on my sailboard policy?
A £75 excess applies to each and every claim except for total loss/constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made.
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- Will my sailboard be insured whilst attached to the roof of my vehicle?
The sailboard will be insured whilst securely attached to your vehicle during transit and whilst attended. However, you will not be covered if you leave the sailboard unattended and attached to your vehicle overnight.
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