Rowing Boat Insurance

Cover for rowing, skulls, fours and eights

Rowing Boat Insurance Quote

Have you got a query with our rowing boat policy? Why not view our Rowing Boat FAQ section.

10% Online Discount
  • E&L® rowing boat insurance offers comprehensive cover for pleasure, racing, speed trial and regatta use
  • 100% fire, theft, accidental loss or damage
  • 90 days per year European use as standard
  • Up to £2.5 million public liability, up to £15,000 personal accident and up to £2,500 personal belongings cover
  • 10% online discount

There are now over 22,000 individual members of the Amateur Rowing Association. This increase in popularity of the sport means there are more people on the water escalating the risk of an accident occurring. Alongside this fact, buying and owning a rowing boat is a large investment. Although we can't guarantee against the unexpected happening, E&L® Boat Insurance can help ease the financial burden should something go wrong.

Personal Accident and Public Liability cover comes as standard, so you can be safe in the knowledge that you and your equipment have the protection you require. Rowing Boat Insurance from E&L® is a safeguard, a must if you don't want to lose out financially.

Check our FAQ pages for any questions you may have

Rowing Boat Policy Information

  Rowing/Sculls Fours/Eights
Monthly1 Yearly Monthly1 Yearly
Fire, Theft, Accidental Loss or Damage Max 100% of agreed value
European Use 30 days per occasion (max 90 days per year)
Public Liability £2.5m £2.25m £2.5m £2.25m
Hire of Replacement Craft Up to 10 days £50 limit per day Up to 7 days £50 limit per day Up to 10 days £50 limit per day Up to 7 days £50 limit per day
Personal Belongings Max sum insured value £2,500 £250 single item limit Max sum insured value £2,000 £250 single item limit Max sum insured value £2,500 £250 single item limit Max sum insured value £2,000 £250 single item limit
Personal Accident £15,000 £12,500 £15,000 £12,500
Salvage Charges Max 100% of agreed value
Wreck Removal Max 100% of agreed value
Trailers and Trolleys 100% sum insured or market value if less

Excess

The excess is the amount you pay towards a claim. A £50 excess is payable for each and every claim except for total or constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made.

  1. Lunar monthly policy (more information)

The following discounts are available on E&L® Rowing Boat Insurance:

  • 10% online discount

The total maximum discount per policy is 20%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Rowing Boat Insurance the following conditions must be met:

The policyholder is a UK resident aged over 18 years
Craft must be under 30 years old
Craft must be used for private/pleasure purposes
Craft must be seaworthy
Craft must not carry more than 12 people
Craft storage has not been flooded or been affected by tidal surges in the past 5 years
The policy application is subject to a flood risk assessment.
You must meet our security requirements

Please see the Rowing Boat Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our rowing boat provides

Rowing Boat Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our rowing boat insurance terms and conditions.

Rowing Boat Insurance Policy Wording

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Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.

Rowing Boat Insurance FAQs

If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.

Am I covered for overseas travel on my rowing boat?
Yes. Cover is provided for up to 30days per occasion, up to a maximum total in a year of 90 days while the insured sailboard is being used on inland or coastal waters of the continent of Europe.
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Can I compete with my rowing boat?
Yes, you can partake in water sports and competitions, as long as you indicate this when taking out your policy. Selecting competing may result in an additional premium.
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Do you provide cover for my accessories, such as rowing paddles and oars?
We do not offer cover for breakage of paddles and oars whilst in use. If your loose equipment is not in use or is left unattended it must be secured by the use of wire rope, or chain and hardened steel padlocks. Accessories must be specified over £100. There is a single item limit of £250.
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What is the excess on my rowing boat policy?
Excess is the amount that you have to pay towards each claim.
A £50 excess applies to each and every claim except for total loss/constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made.
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What is the maximum length that my rowing boat can measure?
The maximum length that the rowing boat can measure is 30ft. Any vessel measuring over this in length cannot be insured.
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