Motorboat and Speedboat Policy Information

Monthly1 Yearly
Fire, Theft, Accidental Loss or Damage Max 100% of agreed value
European Use 30 days per occasion (max 90 days per year)
Public Liability £2.5m £2.25m
Hire of Replacement Craft Up to 10 days £50 limit per day Up to 7 days £50 limit per day
Personal Belongings Max sum insured value £2,500 £250 single item limit Max sum insured value £2,000 £250 single item limit
Personal Accident £15,000 £12,500
Salvage Charges Max 100% of agreed value
Pollution Costs Max 100% of agreed value
Sighting Costs Max 100% of agreed value
Wreck Removal Max 100% of agreed value
Accidental Loss of Keys and Replacement Locks Up to £750 Up to £500
Trailers and Trolleys 100% sum insured or market value if less

Excess

The excess is the amount you pay towards a claim. An excess of £100 (Inland waterways only) or £150 (coastal waterways or both Inland and Coastal Waterways) is payable for each and every claim except for total or constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made. Claims for damage to underwater gear occurring in tidal waters are subject to a double excess.

  1. Lunar monthly policy (more information)