Motorboat and Speedboat Insurance

For use in UK inland or coastal waterways

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Have you got a query with our motorboat and speedboat policy? Why not view our Motorboat and Speedboat FAQ section.

Taking out motorboat and speedboat insurance from E&L® provides you with a safeguard, should anything happen whilst you are on water, or whilst your boat is in mooring.

  • 10% online discount
  • 100% fire, theft, accidental loss or damage
  • 100% salvage, wreck, pollution and sighting costs
  • Up to £2.5m public liability
  • 90 days per year European use as standard
  • This policy covers your motor or speed boat when in use on UK inland or coastal waterways, during transit or whilst moored in a designated area and also extends to cover for your trailer and/or trolley

When choosing to purchase a motorboat or speedboat people in the UK spend up to £50,000. Therefore a large quantity of disposable income is being invested in these luxury items. Technological developments have also meant motorboats have become more complicated and more susceptible to accidents.

Although it is impossible to stop the unexpected from occurring, with public liability and personal accident cover included as standard, E&L® Motorboat and Speedboat Insurance offers unbeatable protection for your valuable investment.

To be eligible for E&L® Motorboat and Speedboat Insurance the following conditions must be met:

The policyholder is a UK resident aged over 18 years
Craft must be under 30 years old
Craft must be used for private/pleasure purposes
Craft must be seaworthy
Craft must not carry more than 12 people
Craft must not be used as a houseboat, permanent living accomodation or home address
Craft must not be used for racing or speed trials
Covers motor or speed boats up to a maximum speed of 30knots
The policy application is subject to a flood risk assessment.
You must meet our security requirements

No cover is available for Jet skis, wet skis, personal watercraft (pw/pw's) or the like.

Please see the Motorboat and Speedboat Insurance Policy Wording for full eligibility criteria.

Policy Summary

The policy summary gives an overview of the benefits our motorboat and speedboat insurance provides

Motorboat and Speedboat Insurance Policy Summary

Policy Wording

The policy wording outlines full details of our motorboat and speedboat insurance terms and conditions.

Motorboat and Speedboat Insurance Policy Wording

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The following discounts are available on E&L® Motorboat and Speedboat Insurance:

  • 10% online discount

The total maximum discount per policy is 20%.

Introductory discounts provided only apply to new policies taken out online.