Canoe and Kayak Policy Information

Monthly1 Yearly
Fire, Theft, Accidental Loss or Damage Max 100% of agreed value
European Use 30 days per occasion (max 90 days per year)
Public Liability £2.5m £2.25m
Hire of Replacement Equipment Up to 10 days £50 limit per day Up to 7 days £50 limit per day
Personal Belongings Max sum insured value £2,500 £250 single item limit Max sum insured value £2,000 £250 single item limit
Personal Accident £15,000 £12,500
Salvage Charges Max 100% of agreed value
Wreck Removal Max 100% of agreed value
Trailers and Trolleys 100% sum insured or market value if less

Excess

The excess is the amount you pay towards a claim. A £50 excess is payable for each and every claim except for total loss/constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made.

  1. Lunar monthly policy (more information)