- Critical illness cover explained
- January 31, 2011 | 0 Responses
Critical illness cover is an insurance policy where the insurance company is contracted to make a lump sum of payment if the policy holder is diagnosed with a specified serious illness. The sum is payable if you survive for a period of more than 28-30 days (depending on company) after the diagnosis and can be used for a variety of purposes from paying for home-help or nursing care, adapting your house to accommodate your disability, pay off a mortgage etc. However, some critical illness policies pay health providers directly for the cost of the treatment, fees for specialists up to the amount specified in the policy; so make sure you always check your policy.
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